Business Insurance

Business Insurance

Allianz Small Business Insurance packages are specifically designed to cover small businesses from the unexpected. They may be able to cover your business from financial uncertainty resulting from certain unexpected events or circumstances. 

View the range of small business packages we offer below. For more information call Allianz on 1300 168 367.
Small Business Advantage Pack

Protect the operations, assets and individuals within your business with our wide range of tailorable cover options for small- to medium-sized enterprises. Benefits include:

  • Cover for Public and Products Liability
  • Get a quote and purchase your insurance cover online
  • Quick and easy claims process
  • Pay by the month.^
Trades and Services Pack

Enjoy the peace of mind of knowing your business is protected by Public and Products Liability, General Property, Personal Accident and Sickness and Commercial Motor cover. It also offers:

  • Quick and easy claims process
  • Pay by the month.^
Office Pack

Keep your people covered with a policy designed with office-based professionals in mind. The Office Pack can easily be tailored to your business, and features:

  • Quick and easy claims process
  • Pay by the month.^
Farm Pack

Benefit from the flexibility of a broad range of farming insurance, with the choice of a number of different cover options, to help protect your farming business, including:

  • Accidental Damage cover for homestead, contents and personal effects Incidental farm contracting covered up to a maximum of $100,000 or 10% of gross revenue (whichever is lesser)
  • Farm fencing coverage on sum insured per km or first loss basis
  • Comprehensive coverage for Pleasurecraft.
Commercial Motor

Keep your fleet on the road with cover for up to 20 business vehicles. Commercial Motor cover has been designed to include protection for a wide selection of vehicles. It also offers:

  • Additional accessories cover of up to $5,000
  • Waiver of basic excess for windscreen claims for all specified vehicle types up to 2 tonnes
  • Third-party property damage cover up to $30,000,000.
Why choose Business Insurance

You work hard for your business. Our Business Insurance works hard to protect your business, offering a range of cover across theft, property damage, business interruption and public liability.
What do the various policies cover business for?

Covers you for amounts you’re legally liable to pay as compensation for personal injury and/or property damage, within the territorial limit, as a result of an occurrence in connection with your business, up to the limit of indemnity.
Covers you for consequential loss resulting from interruption of, or interference with, the business caused by an insured event.
Covers you for accidental damage to property insured at the risk address, not otherwise excluded, up to the sum insured, or specified sublimit, and maximum total amount per claim up to the limit of indemnity. Property insured includes  There are a number of automatic benefits, as well as the option for flood cover.
Provides payment of: A set percentage of the capital sum insured, shown against the applicable Defined Event for specified injury cause by an accident; or A weekly benefit or average weekly income, whichever is the lesser, for temporary, total disablement as a result of an insured sickness or injury, or a temporary, partial disablement as a result of an insured injury.
TheftCovers loss of, or damage to, property insured (for example, contents, stock and customers' goods) at the business location due to a defined event relating to theft.
How to make a claim

If you need to make a claim, call us on 1300 168 367 and we'll arrange for a friendly consultant to take you through the claims process.

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