Target Bonus

Our Target Bonus savings account can help you build positive savings habits by rewarding you with a bonus interest rate each month you make a deposit and no withdrawals.

4.40 % PA
Flat rate + bonus rate About this rate Open my account
% PA

Target Bonus features

  • Earn a bonus interest rate for every month you make at least one deposit, and no withdrawals
  • $0 monthly account keeping fees^
  • $0 transaction fees^
  • eStatements
  • Access 24/7 with Heritage Online and Mobile Banking App
  • Backed by the Government Deposit Guarantee for deposits up to $250,000
  • Open online today with our Simply Access transaction account


 Monthly Account Keeping Fee


 Transaction Fees

Interest Rate
flat rate $1 or more
flat rate + bonus rate
flat interest rate calculated on daily balances and paid monthly. bonus interest will be applied to all balances if at least one deposit and no withdrawals are made.
Rates Effective From 01/05/2024
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Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.

They can also help with internet banking, card management and lots more.  Tap here for live assistance.