Simply Access transaction account
Our Simply Access account is just that - a simple, but flexible, transaction account with 24/7 access and no monthly fee. Open your account online today and start banking with Heritage in minutes.
About this Rate
Rates
Simply Access features
- $0 monthly account keeping fee^
- Visa Debit Card
- Get money out fee free at Heritage ATMs and "Big 4" Bank ATMs in Australia~
- Set up your digital wallet to make secure payments on the go
- 24/7 access to mobile, internet and phone banking
- Cancel or lock your cards and block selected transaction types in our Mobile Banking App
- eStatements
- Transact through Bank@Post
Transaction fees
Transaction type |
Fee per transaction |
| Direct credits and debits | Free |
| EFTPOS |
Free |
| Visa debit and Visa payWave | Free |
| Counter cash deposits, withdrawals, transfers and BPAY® | Free |
| Heritage ATM withdrawals, transfers and balance enquiries | Free |
| AUD Cheque deposits | Free |
| Presented cheques |
Free |
| Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
| Bank@Post Transactions | Free |
Research tools
$0Monthly account keeping fee^ |
|
||
|---|---|---|
| Interest Rate | ||
| $1 or more | ||
| interest calculated on daily balances and paid quarterly | ||
Owner - Occupied
Investment
Interest Rate
0.01%
Interest Rate
Rates Effective From 07/05/2025
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
They can also help with internet banking, card management and lots more. Tap here for live assistance.
Are you an existing Heritage member?
This will determine how best we can help.