Online Saver Savings Account

Manage your savings online with our high interest savings account. Plus, get a 4 month Bonus Intro Rate* available for new members on balances up to $100,000.

4.90 % PA
Flat rate + bonus intro rate* About this rate Open my account
% PA


When you join Heritage, add an Online Saver savings account to your transaction account and you can manage your savings online and earn higher interest. Some of the benefits of our Online Saver account are:

  • $0 transaction or account keeping fees^
  • Great interest rate payable on balances from $1
  • Access your money any time through our Mobile Banking App and Heritage Online


 Monthly Account Keeping Fee


 Transaction Fees

Interest Rate
flat rate $1 or more
flat interest rate calculated on daily balances and paid monthly.
bonus intro rate*
flat rate + bonus intro rate
Interest Rate
Interest Rate
Interest Rate
Rates Effective From 01/05/2024

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We've been committed to Australian communities since 1875. In a world where so much has changed, our mission to put people before profits, never has. Learn more

Research tools
Budget planner
Savings calculator
Term deposit calculator
How to save more money
How to choose the best savings account
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Interest rates for accounts
More interest rates

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.

They can also help with internet banking, card management and lots more.  Tap here for live assistance.