Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 13 October 2026. Find out more.
We're running scheduled maintenance from 10.00pm Wednesday 14 October to 5.00am Thursday 15 October (AEST). Our Mobile Banking App, Internet Banking and Phone Banking will be unavailable during this time. Learn more.
Online Saver Savings Account
Manage your savings online with our high interest savings account. Plus, get a 4 month Bonus Intro Rate* available for new members on balances up to $100,000.
About this Rate
*Bonus Intro Rate is available for the first 4 months to new Heritage Bank members who:
- open an Online Saver account within 60 days of becoming a member; and
- hold an eligible transaction account (Simply Access or Business Access) which is linked to their Online Saver.
Bonus Intro Rate is available once only per member. Balances over $100,000 will receive the flat rate only.
Features
When you join Heritage, add an Online Saver savings account to your transaction account and you can manage your savings online and earn higher interest. Some of the benefits of our Online Saver account are:
- $0 transaction or account keeping fees^
- Great interest rate payable on balances from $1
- Access your money any time through our Mobile Banking App and Heritage Online
$0Monthly Account Keeping Fee |
$0Transaction Fees |
|
||
|---|---|---|
| Interest Rate | ||
| flat rate $1 or more | ||
| flat interest rate calculated on daily balances and paid monthly. | ||
| bonus intro rate* | ||
| flat rate + bonus intro rate | ||
People first. Always.
We've been committed to Australian communities since 1875. In a world where so much has changed, our mission to put people before profits, never has. Learn more
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
They can also help with internet banking, card management and lots more. Tap here for assistance.