Online Saver Savings Account

Manage your savings online with our high interest savings account.


When you join Heritage, add an Online Saver account to your Simply Access transaction account and you can manage your savings online and earn higher interest. Some of the benefits of our Online Saver account are:

  • $0 transaction or account keeping fees
  • Great rate payable on balances from $1
  • Access your money any time through our Mobile Banking App and Heritage Online
Get a Bonus Intro Rate with our Online Saver Account*
0.35 % PA

Bonus Intro Rate available for new customers, on balances up to $100,000, for 4 months from day of account opening. Rate based on a S26_1 current variable rate, plus a 4 month S26_4 Bonus Intro Rate.*

Customer Owned Money Minder of the Year 2021.

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.


Deposits at Heritage are backed by the Government Deposit Guarantee up to $250,000.

Interest Rate
$1 or more
flat rate interest rate calculated on daily balances and paid monthly.
bonus intro rate (promotional 4 month rate on new accounts up to $100,000)
"bonus intro rate only applies to new members who open an online saver account with a linked eligible account within sixty (60) days of membership opening. a linked eligible account means the following account types simply access (s1) pension plus (s65) or business cheque (s13) accounts. bonus intro rate begins on the day the online saver account is opened and ceases to apply four (4) months after account opening. the bonus intro rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100 000. the bonus intro rate is available to each new member for one (1) online saver (s26) account only and may not be claimed more than once (either as a joint or single account holder). the bonus intro rate is not available to existing members."
Rates Effective From 01/12/2021

Customer Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.



 Monthly Account Keeping Fee


 Transaction Fees

These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert