Returning to study

Get started

Returning to study is a big decision to make, with lots of things to consider financially. We've put together two articles that can help you get started.

Useful tools

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Online budget planner
Need help working out a budget? Try our Budget Planner. Enter your annual income and expenses to assess your financial position.
Useful products

Classic Visa Card
Our Classic Visa Card offers a competitive interest rate, low annual fee and credit limits starting from $1,000.
Personal Loans

We offer a range of personal loans to help you get what you want now and pay it off over time.

Financial planning 
Heritage has teamed up with Bridges, one of Australia’s largest, national financial planning organisations, to offer you professional financial advice.