Returning to study

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Returning to study is a big decision to make, with lots of things to consider financially. We've put together two articles that can help you get started.

Useful tools

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Online budget planner
Need help working out a budget? Try our Budget Planner. Enter your annual income and expenses to assess your financial position.
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Financial planning 
Heritage has teamed up with Bridges, one of Australia’s largest, national financial planning organisations, to offer you professional financial advice.