Buying a home

Buying a home

Find out what's involved in the home loan application process with this simple, 4 step graphic.

Learn the language of home buying.
What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Guide to buying your first home
There's lots involved in buying your first home. Our First Home Buyer Hub gives you access to the right tools and support to help you start your first home buying journey.
What is a construction loan?
A construction loan can help you build a house, with payments made to your builder at each stage of the build. 
Tips for buying a first home from a Branch Manager
Heritage Bank Area Branch Manager, Sharma Haller shares 3 great tips for buying a first home.

Got all your ducks in a row? This handy infographic takes you through four things you'll have if you are ready to buy a house.

How much money you can borrow will depend on your financial situation, your mortgage repayments, the type of property and your overall application.
How much does it cost to build a house?
Building a house can be an expensive and daunting task. Don’t get caught short. 
More buying a home articles

First time buyer jitters? We understand! Buying your first home is a huge undertaking. Here's 6 things you should do before you apply for a home loan.
Front and centre of saving both money and years off your home loan is having a home loan offset account.
Guest blogger and Plumber, Bec Senyard shares her top 9 things to look at when inspecting an open house.
The Home Builder grant provides individuals and couples with $25,000 towards building, buying new or substantially renovating.
Every seller wants to get the best price possible for their property. If you are serious about selling your home and generating buyer interest there are two key areas you need to look at.
Having equity in your home means the value of your property is more than how much you owe on it. Check out our tips on building your equity and how you might consider using it. 

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