Understand your credit card's interest free period
Forget fumbling for cash - Visa payWave will help you spend less time at the register. For transactions under $200*, just wave your Visa payWave enabled card in front of a payWave reader and go – there is no need for a signature or PIN.
All Heritage Visa Cards are payWave enabled. You can use Visa payWave for purchases under $200* at participating merchants. There is no need to swipe your card, enter your PIN or sign for your transaction.
|1. Look for the contactless payment symbol|
|2. When the purchase amount appears on the terminal, hold your card against the Visa payWave reader|
|3. Green lights on the terminal will indicate that your transaction has been approved. Collect your receipt if you asked for one, and you're on your way|
You’ll feel secure knowing your card never leaves your hand during your purchase. Visa payWave cards are backed by Visa’s Zero liability policy# and are as secure as any other Visa chip card.
It’s not possible for your card to be accidentally charged, because your card needs to be within 4cm of the contactless reader for more than half a second, and the merchant needs to have initiated the transaction and displayed the amount on the reader.
Your card is embedded with the latest chip technology, which provides data protection and transaction security.
What is Visa payWave?
What are the benefits of using my Visa payWave card?
How do I use my Visa payWave card?
How do I know when a payment has been made?
Is this technology as secure as traditional Visa cards?
Is there a chance that payments may be taken twice from my account?
Is there a limit on the value of goods I can purchase with my Visa payWave card?
What happens if I try to purchase goods over $200?
Will I receive a receipt for transactions I make?
How do I know if a retailer accepts my Visa payWave card?
Do I need to select ‘Credit’ or ‘Savings’ or ‘Cheque’ when using payWave?
Can I still use my card if the merchant doesnt offer Visa payWave?
Can I get cash out at the point of purchase using Visa payWave?
Am I able to enter my PIN or sign for transactions?
Do I have to use Visa payWave for transactions?
Can I use my Visa payWave at ATMs?