Visa Platinum Credit Card

Our Visa Platinum Credit Card is a premium card with a competitive interest rate, 0% interest balance transfer, loads of features and a great rewards program.

Features

More features

  • Shop with confidence with Visa's Zero Liability policy^
  • Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App 
  • Concierge service: Want tickets to a show, a restaurant recommendation, or a holiday booked? All it takes is a phone call or mouse-click and we’re there to help; anytime, anywhere in the world†
  • Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers and at your local branch 
  • Balance enquiries and cash advances at Heritage ATMs
Enquire online now
We will try to call you today or within the next 2 days.
Rates

Interest Rate
Platinum - Purchases
Platinum - Cash Advances

Platinum - Purchases

Interest Rate
16.99%

Platinum - Cash Advances

Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees

Annual Fee $125
Annual Fee Waiver (Visa Purchase) $35,000
Credit Card Key Facts Sheet (PDF)
Balance Transfer Calculator

Compare all Credit Cards

View all features and rates of the credit cards we offer and compare credit card interest rates.

Learn more
More Visa Platinum Benefits
Platinum Credit Card Insurance

Complimentary insurance for Heritage Platinum Credit Card customers.

Learn more
Concierge Service
Want to hire a private yacht in Fiji? Not a problem. It’s done. Need tickets to a show in Sydney? They’ll be waiting for you at the door. Looking for a romantic restaurant for two in Timbuktu? We know the perfect place.
Learn more
Travel Services
Your Platinum Visa allows you to travel in style with access to a range of Visa Premium rewards, deals and discounts.
Learn more
Visa Front Line Access
Imagine having your first choice of seats to some of the most sought-after events in Australia. No queuing, waiting, missing out or disappointment. 
Visa Front Line Access enables you to reserve tickets to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

Learn more

We are here to help

Our specialists will help you find the right product and support you through every step of your Credit Card purchase.

Enquire now

Or call 13 14 22 to speak to an expert

These articles may help you

Understand your credit card's interest free period

By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
Learn more

Tips to help get your personal loan approved

Whatever your reason for a personal loan, there are a few things you can do to help improve your likelihood of being approved for the funds you need.
Learn more

What to do if you lose your credit card

It's time to act quickly! Here's four things to do once you've realised you have lost your card.
Learn more

7 tips on how to budget and save

Reviewing and setting out a budget can feel overwhelming. Here's 7 tips to help review (or create) your budget from home.
Learn more

Help & Guidance Articles

Feeling confident about your finances comes with having the right support on your side.
Learn more