Visa Platinum Credit Card

Our Visa Platinum Credit Card is a premium card with a competitive interest rate, 0% interest balance transfer, loads of features and a great rewards program.

Features

More features

  • Shop with confidence with Visa's Zero Liability policy^
  • Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App 
  • Concierge service: Want tickets to a show, a restaurant recommendation, or a holiday booked? All it takes is a phone call or mouse-click and we’re there to help; anytime, anywhere in the world†
  • Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers and at your local branch 
  • Balance enquiries and cash advances at Heritage ATMs
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Rates

Interest Rate
Platinum - Purchases
Platinum - Cash Advances

Platinum - Purchases

Interest Rate
16.99%

Platinum - Cash Advances

Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees

Annual Fee $125
Annual Fee Waiver (Visa Purchase) $35,000
Credit Card Key Facts Sheet (PDF)
Balance Transfer Calculator

Compare all Credit Cards

View all features and rates of the credit cards we offer and compare credit card interest rates.

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More Visa Platinum Benefits
Platinum Credit Card Insurance

Complimentary insurance for Heritage Platinum Credit Card customers.

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Concierge Service
Want to hire a private yacht in Fiji? Not a problem. It’s done. Need tickets to a show in Sydney? They’ll be waiting for you at the door. Looking for a romantic restaurant for two in Timbuktu? We know the perfect place.
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Travel Services
Your Platinum Visa allows you to travel in style with access to a range of Visa Premium rewards, deals and discounts.
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Visa Front Line Access
Imagine having your first choice of seats to some of the most sought-after events in Australia. No queuing, waiting, missing out or disappointment. 
Visa Front Line Access enables you to reserve tickets to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

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We are here to help

Our specialists will help you find the right product and support you through every step of your Credit Card purchase.

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Or call 13 14 22 to speak to an expert

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