Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Visa Platinum Credit Card
Our Visa Platinum Credit Card is a premium card with a competitive interest rate, 0% interest balance transfer, loads of features and a great rewards program.
Features
- Up to 55 days interest free for your Visa purchases~
- Credit limits from $6,000
- 0% interest on balance transfers for 12 months*
- Earn three Heritage Credits for every $1,500 spent per calendar month#
- Platinum Insurance cover for travel overseas and in Australia, purchases, extended warranties, and more.
- Visa Offers + Perks
- Monthly repayments at 3% of balance or $30, whichever is greater‡
More features
- Shop with confidence with Visa's Zero Liability policy^
- Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App
- Concierge service: Want tickets to a show, a restaurant recommendation, or a holiday booked? All it takes is a phone call or mouse-click and we’re there to help; anytime, anywhere in the world†
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers and at your local branch
- Balance enquiries and cash advances at Heritage ATMs
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Platinum - Purchases | ||
| Platinum - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
16.99%
Interest Rate
18.99%
Rates Effective From 19/10/2020
Fees
Balance Transfer Calculator
Compare all Credit Cards
View all features and rates of the credit cards we offer and compare credit card interest rates.
Platinum Credit Card Insurance
Complimentary insurance for Heritage Platinum Credit Card customers.
Concierge Service
Want to hire a private yacht in Fiji? Not a problem. It’s done. Need tickets to a show in Sydney? They’ll be waiting for you at the door. Looking for a romantic restaurant for two in Timbuktu? We know the perfect place.
Travel Services
Your Platinum Visa allows you to travel in style with access to a range of Visa Premium rewards, deals and discounts.
Visa Front Line Access
Imagine having your first choice of seats to some of the most sought-after events in Australia. No queuing, waiting, missing out or disappointment.
Visa Front Line Access enables you to reserve tickets to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.
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We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
Or call 13 14 22 to speak to an expert