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21 January 2022: Heritage Bank’s Plaza Branch and Business Banking Centre in Toowoomba will remain closed for the immediate future while repairs take place following damage from last weekend’s storm.
Visa Gold Low Rate Credit Card
Our Visa Gold Credit Card features a low rate, balance transfer, $0 annual fee, plus lots of features, making this one of our most popular credit cards.
Features
- $0 annual fee
- Visa Gold Credit Card limits from $1,000
- No interest free days to suit those who carry over a balance~
- 0% interest on balance transfers for 12 months*
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Visa Offers + Perks
More features
- Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App
- Shop with confidence with Visa's Zero Liability policy^
- Online shopping secured with Visa
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers, and at your local branch
- Balance enquiries and cash advances at Heritage ATMs
We will try to call you today or within the next 2 days.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
10.80%
Interest Rate
10.80%
Rates Effective From 04/08/2020
Fees
Balance Transfer Calculator
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View the features of our credit cards and compare credit card interest rates.
We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
Or call 13 14 22 to speak to an expert
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