Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 13 October 2026. Find out more
Product no longer available
We’ve recently updated our product offering and this product is no longer available through Heritage Bank.
We’ve recently updated our product offering and credit cards are no longer available through Heritage Bank.
Looking for a new credit card?
As part of our transition to People First Bank, new customers can explore our products and apply online through our People First Bank website.
Already have a credit card with us?
Existing customers can continue to access support and servicing for their products.
Visa Debit & Credit Card FAQs
All frequently asked questions and answers about using your Visa Debit and Credit Card with Heritage Bank.
Contact us 24/7
Our local Australian contact centre is waiting for you. Call 13 14 22 or if overseas, call +61 7 4588 5100.
Our journey to People First Bank
Find out more about the merger of Heritage Bank and People's Choice and what it means for our customers and communities.