Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Gold Low Rate Credit Card
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.
Features
- No annual fee
- Credit limits from $1,000
- No interest free days to suit those who carry over a balance*
- Monthly repayments at 3% of balance or $30, whichever is greater†
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch
- Balance enquiries and cash advances at Heritage ATMs
- Shop with confidence with Visa's Zero Liability policy^
- Access to Visa Offers + Perks
- Online shopping secured with Visa
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
10.80%
Interest Rate
10.80%
Rates Effective From 01/04/2020
Fees
| Annual Fee | 0 |
| Annual Fee Waiver (Visa Purchase) | Nil |
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We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
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