Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Visa Gold Low Rate Credit Card
Our Visa Gold Credit Card features a low rate, balance transfer, $0 annual fee, plus lots of features, making this one of our most popular credit cards.
Features
- $0 annual fee
- Visa Gold Credit Card limits from $1,000
- No interest free days to suit those who carry over a balance~
- 0% interest on balance transfers for 12 months*
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Visa Offers + Perks
More features
- Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App
- Shop with confidence with Visa's Zero Liability policy^
- Online shopping secured with Visa
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers, and at your local branch
- Balance enquiries and cash advances at Heritage ATMs
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
10.80%
Interest Rate
10.80%
Rates Effective From 19/10/2020
Fees
| Annual Fee | 0 |
| Annual Fee Waiver (Visa Purchase) | Nil |
Balance Transfer Calculator
Compare all Credit Cards
View all features and rates of the credit cards we offer and compare credit card interest rates.
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We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
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