Explaining credit to teenagers
Understanding credit is an important life skill. Explaining credit to teenagers is important and reading our list of recommendations can help.
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Gold Low Rate Credit Card
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.
Features
- No annual fee
- Credit limits from $1,000
- No interest free days to suit those who carry over a balance *
- Monthly repayments at 3% of balance or $30, whichever is greater †
- You can use Visa payWave for purchases under $100 at participating retailers
- Access to Visa Entertainment and Verified by Visa
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch
- Balance enquiries and cash advances at Heritage ATMs
- Shop with confidence with Visa's Zero Liability policy ^
Bank Of The Year for Customer Satisfaction
Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
11.80%
Interest Rate
11.80%
Rates Effective From 06/03/2019
Fees
| Annual Fee | 0 |
| Annual Fee Waiver (Visa Purchase) | Nil |
2018 Roy Morgan Bank of the Year for Customer Satisfaction
Heritage is proud to be awarded 2018 Bank of the Year for Customer Satisfaction and we want to share the love!
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert