About this Rate
Features
- $0 annual fee
- Visa Gold Credit Card limits from $1,000
- No interest free days to suit those who carry over a balance~
- 0% interest on balance transfers for 12 months*
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Set up your digital wallet to make secure payments on the go
- Access to Visa Offers + Perks
More features
- Cancel or lock your cards and block selected transaction types in our Mobile Banking App
- Shop with confidence with Visa's Zero Liability policy^
- Online shopping secured with Visa
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers, and at your local branch
- Balance enquiries and cash advances at Heritage ATMs
We will try to call you today or within the next 2 days.
Rates
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|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
11.80%
Interest Rate
11.80%
Rates Effective From 17/08/2022
Fees
Balance Transfer Calculator
Research tools
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with card management, how to repay your credit card and lots more. Tap here for live assistance.
