Explaining credit to teenagers
Understanding credit is an important life skill. Explaining credit to teenagers is important and reading our list of recommendations can help.
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Gold Low Rate Credit Card
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.
Features
- No annual fee
- Credit limits from $1,000
- No interest free days to suit those who carry over a balance *
- Monthly repayments at 3% of balance or $30, whichever is greater †
- You can use Visa payWave for purchases under $100 at participating retailers
- Access to Visa Entertainment and Verified by Visa
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch
- Balance enquiries and cash advances at Heritage ATMs
- Shop with confidence with Visa's Zero Liability policy ^
Customer Satisfaction
It's a promise.
Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
11.80%
Interest Rate
11.80%
Rates Effective From 01/01/2019
Fees
| Annual Fee | 0 |
| Annual Fee Waiver (Visa Purchase) | Nil |
Life is full of little surprises.
Open a Target Bonus account today and you'll earn a bonus interest rate for every month you make at least one deposit, and no withdrawals. Now that's a surprise!
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
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