Explaining credit to teenagers
Understanding credit is an important life skill. Explaining credit to teenagers is important and reading our list of recommendations can help.
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Gold Low Rate Credit Card
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.
Features
- No annual fee
- Credit limits from $1,000
- No interest free days to suit those who carry over a balance *
- Monthly repayments at 3% of balance or $30, whichever is greater †
- You can use Visa payWave for purchases under $100 at participating retailers
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch
- Balance enquiries and cash advances at Heritage ATMs
- Shop with confidence with Visa's Zero Liability policy ^
- Access to Visa Offers + Perks
- Online shopping secured with Visa
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
11.30%
Interest Rate
11.30%
Rates Effective From 15/10/2019
Fees
| Annual Fee | 0 |
| Annual Fee Waiver (Visa Purchase) | Nil |
These articles may help you
Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Tips to help get your personal loan approved
Whatever your reason for a personal loan, there are a few things you can do to help improve your likelihood of being approved for the funds you need.
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What to do if you lose your credit card
It's time to act quickly! Here's four things to do once you've realised you have lost your card.
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We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
Or call 13 14 22 to speak to an expert