Visa Debit Card

A Visa Debit Card gives you flexible access to your money in-store and online. Stay in control of what you spend and pay for your purchases directly from your own account. Plus, our Visa Debit Card is now made from plants, not plastic. It's just as reliable as a regular debit card but better for the environment.


  • Make cash withdrawals, pay bills, and make purchases in-store or online
  • Get money out fee free at Heritage ATMs and "Big 4" Bank ATMs in Australia~
  • Set up your digital wallet to make secure payments on the go
  • Made from plants, not plastic^

How do I order a new Visa Debit Card?

To order a Visa Debit Card on your existing Heritage transaction account, you can:

  • Submit a secure 'Contact Us' enquiry when logged into Heritage Online or your Mobile Banking App;
  • Call us 24/7 on 13 14 22; or
  • Visit your local branch.

Note: For joint accounts or enquiries about ordering a Visa Debit Card for your child, please contact us. If you cancelled an existing card in Heritage Online or the Mobile Banking App due to being lost, stolen or damaged, a new card will be ordered automatically for you.

New to Heritage?

Get your free Visa Debit Card when you open a Simply Access transaction account online or visit your local branch.

Apply now

Heritage Bank Visa Debit Card
Better for the environment

Our Visa Debit Cards are now made from plants, not plastic.

Our new Visa Debit Card is free from petrol-based plastics, and will help us reduce the amount of plastic we produce by 600kg - the equivalent of 30,000 plastic drink bottles per year1. It's just as reliable and durable as a regular debit card, but better for the environment. It is made of 90% plant-based materials, with the remaining 10% consisting of the chip and magnetic strip.

Want to learn more? Get to know our eco card.

More features


  • Shop with confidence with Visa Zero Liability# on fraudulent transactions
  • Cancel or lock your cards and block selected transaction types in our Mobile Banking App
  • Option to add full internet block on cardholders under 16 years 

Ways to pay

  • Use Visa payWave for purchases under $200 at participating merchants*
  • Accepted at eftpos outlets, financial institutions and ATMs displaying the Visa logo
  • Accepted at Visa outlets anywhere in Australia or around the world. Purchases in a foreign currency will attract a foreign currency conversion fee and service fee in AUD amount which is listed in our Fees and Limits guide.
Research tools
Activate a card
Change your PIN
Why use a credit card?
Savings calculator
Expense Planner
Personal loan calculator
Visa Secure
Visa Offers + Perks
Visa payWave

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.

They can also help with internet banking, card management and lots more.  Tap here for live assistance.