Welcome to the largest customer-owned bank in Australia
Heritage Bank Car Loan
A great rate on my car loan? Bank you very much!

Our Car Loan has a low fixed interest rate and maximum flexibility to help you get what you want now.

Car Loan
4.89 % PA 5.53 % PA
Comparison Rate^
What our customers are saying
Bank you very much!
Our latest awards

We've been named the most authentic bank in Australia, again!

For the second year in a row, we've been named the most authentic bank in Australia in J.D. Power’s 2020 Retail Banking Satisfaction Study.  What makes this accolade so special is that it’s based on real feedback from our customers. 

Read the news story

Home Loans

Let us help you find the loan that's right for you. Choose from one of our fixed or variable rate loans, all with competitive rates.

Fully Drawn Loan

Our Fully Drawn Business Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

These articles may help you
Customer Owned Banking
Heritage is Australia's largest customer owned bank with a history going back to 1875. But what's the difference between a bank and a customer owned bank? 
Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
Our Locations
Find a Heritage branch or ATM when you are on the go.
Contact us 24/7

Our local Australian contact centre is waiting for you.