Discount Variable Rate Home Loan

Our Discount Variable Rate Home Loan is our low discounted home loan. Enjoy no monthly administration fees, and the ability to make extra repayments.

  • People first service from your own dedicated lending specialist
  • Unlimited extra repayments
  • Ability to use payments in advance towards your loan instalments
  • Online redraw available for eligible home loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due.
  • First valuation fee covered up to $330#
  • Family Guarantee available for owner occupier loans
  • Construction loan available
  • Interest only repayment option available for investment loans, for up to 5 years
  • Loans from $150,000 (minimum). If you are an existing Heritage member with a home loan you may be eligible to borrow less if your combined lending will total $150,000 or more.

Application Fee $600
Monthly Fee $0
Online Redraw (on eligible loan accounts) $0

Pay no application fee and save up to $600 on your home loan

Hurry, offer ends 30 November 2019.
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