Discount Variable Low Rate Home Loan

Enjoy a low rate home loan with no application fee, no monthly administration fee, unlimited extra repayments and free online redraw.

5.64 % PA
Owner Occupied Principal & Interest Rate About this rate Enquire now

5.66 % PA
Comparison Rate* 

Important notice regarding home loans

From 6th May 2026 we will no longer be offering for sale construction loans and bridging loans. For enquiries or changes to an existing construction loan or bridging loan contact us by calling 13 14 22 or visit your nearest branch.

Fees

Features


  • Low variable interest rate
  • No application fee
  • No monthly administration fee
  • Free unlimited extra repayments
  • Free online redraw of payments in advance
  • Use this loan to build a home
  • People first service and commitment to our customer-owned values
  • Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
  • Family Guarantee options
  • Interest only repayment options for investment loans, for up to 5 years
  • For home loans of $20,000 or more

Lending Schedule of Fees

Lending Schedule of Fees (PDF)
Enquire now
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Home loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
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Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

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Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.