Discount Variable Rate Home Loan

Our Discount Variable Rate Home Loan is our lowest rate home loan. Enjoy no monthly administration fees, and the ability to make extra repayments.


  • People first service from your own dedicated lending specialist
  • Unlimited extra repayments
  • Unlimited redraw facility
  • Minimum loan amount $150,000
  • Repayments calculated on a monthly basis, but can be paid monthly, fortnightly or weekly
  • Valuation fee covered up to $330 (applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower).
  • Family Guarantee available
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available 
  • Interest only option for a maximum of 5 years (For Investment Loans Only)

Application Fee $600
Monthly Fee $0

Reborrow Fees (Reborrowing administration fee on loan accounts where allowed)

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