Discount Variable Low Rate Home Loan
Enjoy a low rate home loan with no application fee, no monthly administration fee, unlimited extra repayments and free online redraw.
Comparison Rate*
About this Rate
Discount Variable Home Loan rate
The rate shown is for new, owner occupied, principal and interest home loans of $150,000 or more with up to 80% Loan to Value Ratio (LVR). What is LVR?
Is your home loan scenario different?
Calculate your personalised interest rate & repayments
*Comparison Rate based on a $150,000 loan over 25 years with monthly repayments. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate. Interest rates are subject to change without notice.
Fees
Features
- Low variable interest rate
- No application fee
- No monthly administration fee
- Free unlimited extra repayments
- Free online redraw of payments in advance
- Use this loan to build a home
- People first service and commitment to our customer-owned values
- Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
- Family Guarantee options
- Interest only repayment options for investment loans, for up to 5 years
- For home loans of $150,000 or more
| Application Fee | $0 |
| Monthly Fee | $0 |
| Online Redraw | $0 |
| Settlement Fee | $210 |
| Loan Finalisation Fee | $345 |
Other fees and charges may apply and will be outlined in the Credit Contract.
Research tools
We're here to help
Our Lending Specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, tap here to get in touch with us in the way that suits you.
Are you an existing Heritage member?
This will determine how best we can help.