3 Year Fixed Rate Home Loan

Our 3 Year Fixed Rate Home Loan allows you to lock an interest rate in for a three year period so you know what your repayments will be. 

Features

  • People First service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Unlimited redraw facility
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
  • Minimum loan amount $20,000
  • Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
  • Family Guarantee available (For Owner Occupied loans only)
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Interest only option for a maximum of 5 years (For Investment Loans Only)
  • Available with a Home Advantage Package
  • 1, 2, 3, and 5 year terms available
 

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

5 property investment strategies

Life is full of little surprises.

Open a Target Bonus account today and you'll earn a bonus interest rate for every month you make at least one deposit, and no withdrawals. Now that's a surprise!

Learn more

Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert