What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more
3 Year Fixed Home Loan Rate
Our competitive 3 Year Fixed Rate Home Loan allows you to lock in an interest rate for a 3 year period so you know what your mortgage repayments will be. Choose our Home Advantage Package to save.
Rates
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Rate for new owner occupied loans up to 90% LVR1
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Comparison Rate*
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| 3 Year Fixed Rate in Package - Owner Occupied | |
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Rate for new owner occupied packaged loans up to 90% LVR1
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Comparison Rate
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Features
- Certainty Lock in a competitive home loan rate for a fixed term
- Freedom Enjoy the freedom of being able to make unlimited additional repayments without penalty
- Package your eligible home loan and credit card Choose our Home Advantage Package to receive competitive package benefits
- People first service People first service and commitment to our customer-owned values
Certainty of repayments to confidently budget your expenses
Access your additional repayments made in advance via online redraw
More features
- Fixed loans from $20,000
- Ability to use repayments in advance towards your loan instalments
- Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
- Interest only repayment option available for investment loans, for up to 5 years
- Family guarantee options available
Fees
| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw (on eligible loan accounts) | $0 |
| Settlement Fee | $150 |
| Loan Finalisation Fee | $300 |
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How much money can I borrow?
How much money you can borrow will depend on a number of things. Here's four to consider.
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How to finance a renovation
Here's a list of options for you to consider when it comes to financing a renovation.
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We are here to help
Our specialists will help you find the right product and support you through every step of your Home Loan purchase.
Or call 13 14 22 to speak to an expert