3 Year Fixed Home Loan Rate

Our competitive 3 Year Fixed Rate Home Loan allows you to lock in an interest rate for a 3 year period so you know what your mortgage repayments will be. Choose our Home Advantage Package to save.


3 Year Fixed Rate
2.59 % PA 4.14 % PA
New 3-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
Comparison Rate* See Comparison Rate warning
3 Year Fixed Rate in Package
2.59 % PA 2.99 % PA
New 3-Year Fixed Owner Occupied (Principal & Interest) loans in Package of $150,000+ up to 90% LVR1. Package criteria applies.
Comparison Rate* See Comparison Rate warning

  • Certainty
  • Lock in a competitive home loan rate for a fixed term
    Certainty of repayments to confidently budget your expenses

  • Freedom
  • Enjoy the freedom of being able to make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • Package your eligible home loan and credit card
  • Choose our Home Advantage Package to receive competitive package benefits

  • People first service 
  • People first service and commitment to our customer-owned values

More features

  • Fixed loans from $20,000
  • Ability to use repayments in advance towards your loan instalments
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest only repayment option available for investment loans, for up to 5 years
  • Family guarantee options available

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert