3 Year Fixed Rate Home Loan

Our 3 Year Fixed Rate Home Loan allows you to lock an interest rate in for a three year period so you know what your repayments will be. 


  • Certainty
  • Lock in a competitive home loan rate for a fixed term
    Certainty of repayments to confidently budget your expenses

  • Freedom
  • Enjoy the freedom of being able to make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 
  • People first service and commitment to our customer-owned values

Apply before 30 September 2020 and pay no application fee.

Save up to $600!

More features

  • Fixed loans from $20,000
  • Available with Home Advantage Package 
  • Ability to use repayments in advance towards your loan instalments
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest only repayment option available for investment loans, for up to 5 years
  • Family guarantee options available

3 year owner occupier fixed rate
2.59 % PA 4.11 % PA
Comparison Rate

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
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