3 Year Fixed Rate Home Loan

Our 3 Year Fixed Rate Home Loan allows you to lock an interest rate in for a three year period so you know what your repayments will be. 

Features

  • People First service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Unlimited redraw facility
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
  • Minimum loan amount $20,000
  • Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
  • Family Guarantee available (For Owner Occupied loans only)
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Interest only option for a maximum of 5 years (For Investment Loans Only)
  • Available with a Home Advantage Package
  • 1, 2, 3, and 5 year terms available
 

Bank Of The Year for Customer Satisfaction

Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.

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2018 Roy Morgan Bank of the Year for Customer Satisfaction

Heritage is proud to be awarded 2018 Bank of the Year for Customer Satisfaction and we want to share the love! 

If you'd like to switch to a bank with award winning customer service, we're here to help you through the process and beyond.

Switch today

Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert