3 Year Fixed Rate Home Loan

Our 3 Year Fixed Rate Home Loan allows you to lock an interest rate in for a three year period so you know what your repayments will be.

Features

People First service from your own dedicated lending specialist
Unlimited extra repayments without penalty
Unlimited redraw facility
Online redraw available for eligible home and personal loans
Repayments are calculated monthly. You are able to make payments as frequently as your choose within each month to pay the monthly amount due
Minimum loan amount $20,000
Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
Family Guarantee available (For Owner Occupied loans only)
Ability to use payments in advance towards your loan instalments
Construction loan available
Interest only option for a maximum of 5 years (For Investment Loans Only)
Available with a Home Advantage Package
1, 2, 3, and 5 year terms available

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

Rates

Apply now

Get in touch

Printable Rates Sheets

Fees

Application Fee	$600
Monthly Fee	$8
Online Redraw (on eligible loan accounts)	$0

These articles may help you

View all

What is LVR?

Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.

Learn more

What is a cooling-off period?

A standard contract for buying a home in Queensland comes with a five day cooling-off period. Here's what it means.

Learn more

How much money can I borrow?

How much money you can borrow will depend on a number of things. Here's four to consider.

Learn more

How to finance a renovation

Here's a list of options for you to consider when it comes to financing a renovation.

Learn more

Our specialists will help you find the right product and support you through every step of the purchase.

Or call 13 14 22 to speak to an expert