The home loan application process
Here's a handy graphic to help you understand the process a home loan application goes through.
Read on
3 Year Fixed Home Loan Rate
Our competitive 3 Year Fixed Rate Home Loan allows you to lock in an interest rate for a 3 year period so you know what your mortgage repayments will be. Choose our Home Advantage Package to save.
Rates
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New 3-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
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Comparison Rate* See Comparison Rate warning
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| 3 Year Fixed Rate in Package | |
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New 3-Year Fixed Owner Occupied (Principal & Interest) loans in Package of $150,000+ up to 90% LVR1. Package criteria applies.
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Comparison Rate* See Comparison Rate warning
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Features
- Certainty Lock in a competitive home loan rate for a fixed term
- Freedom Enjoy the freedom of being able to make unlimited additional repayments without penalty
- Package your eligible home loan and credit card Choose our Home Advantage Package to receive competitive package benefits
- People first service People first service and commitment to our customer-owned values
Certainty of repayments to confidently budget your expenses
Access your additional repayments made in advance via online redraw
More features
- Fixed loans from $20,000
- Ability to use repayments in advance towards your loan instalments
- Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
- Interest only repayment option available for investment loans, for up to 5 years
- Family guarantee options available
Fees
| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw (on eligible loan accounts) | $0 |
| Settlement Fee | $150 |
| Loan Finalisation Fee | $300 |
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We are here to help
Our specialists will help you find the right product and support you through every step of your Home Loan purchase.
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