Planning for your first baby

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Review your budget

Reviewing your current budget is a great place to start when planning for your first baby. Knowing exactly how much money you have coming in and going out is an important step towards making alterations to suit your new lifestyle as a parent. If you do not have a budget in place, now is a great time to put one together. You will also need to consider changes to your household income at this special time.

Get a financial health check

Now is a great time to have a financial health check. We can help with this by checking:

Prepare to make changes

Prepare yourself to make changes to your current spending habits. Having your first baby and the lifestyle changes associated can come as a huge shock to some people. While you may be months off big financial changes such as going from two incomes to one, it can help to start looking at changes you can make right now to save as much as you can before the arrival of your first baby. 

Useful tools

Baby Budget Printable Example
Baby budget planner
Planning for a baby is never an easy task. You can ease the financial burden, however, with the help of this handy budget planner!
Useful products


We can help you with your every day banking needs. If you're looking for a daily transaction account or a competitive savings account, we can help you access your money, your way. 

Personal Loans
Our personal loans can help you get what you want now with fixed interest rates, unlimited extra repayments and online redraw. Find the best rate personal loan for you.
Credit cards
Our range of credit cards offer great value and global convenience. If you're looking for banking rewards, complimentary insurance, a low interest rate or no annual fee, we have options for you.