16 May 2022: Heritage has made changes to fixed home loan, business lending and Secure Super interest rates. Read more.
Frequently Asked Questions
What is a Credit Report?
When you apply for a loan or credit, credit providers such as banks and lenders will check your credit report. Your credit report documents your credit history, including how many times you’ve applied for credit and which loans were opened, as well as your history of making repayments and any defaults. Learn more about your credit report in our helpful article ‘What is a credit report?’.
Know what's in your credit report
Comprehensive Credit Reporting has arrived in Australia. Learn more about what this means for you and how you can get a free credit check.