How to shop online safely

Here's five things to consider before making an online purchase.

Young lady on laptop banking at home

Online shopping is an oasis catering to people looking to buy all types of things. With the offer of convenience, variety, ability to send gifts directly and comparison of prices within one sitting you can now purchase almost anything from the comfort of your own couch.

In recent pandemic times, online shopping in Australia rose from 1,928 million in February 2020 and peaked in September 2021 at 4,289 million according to the Australian Bureau of Statistics. 

It’s not hard to see why people are spending more time shopping around online and making purchases via overseas companies. While of course shopping local benefits the local economy and lets you have face to face customer service, it’s also vital for consumers to do their research and have all the options.

With the success of online shopping we’ve seen customers become more savvy with their online security. Reputable online stores have also upped their security measures to ensure their customers have the best and safest experience possible. However, even with these improvements we still know consumers are concerned about online security and that’s why we are working to promote safe online shopping among our customers.

Five things to consider before making a purchase online

1. Do you know and trust this website and business?

Make sure you know the business – does it have a physical address and phone number and does it allow you to pay securely?

2. What do you know about the business?

Find out about their privacy and returns policies.

3. Are there any hidden costs you’ll be hit with at the check-out?

There could be conversion costs (for international purchases) or hidden fees.

4. Keep a record of your purchase

Online stores should display a receipt at the end of a purchase –many stores will email you a copy. Either save this onto your computer or print a hard copy.

5. Do not be afraid to resolve problems

The Department of Fair Trading recommends on its website that when problems occur while online shopping, immediately enter into a dispute resolution process to facilitate communication between yourself and the seller. If you are unhappy with the response, you can make a complaint to the department.

Know your rights

Related tips 

Scam alerts & fraud protection
Fight scammers with our help. Learn how we protect you from fraud and become savvy at identifying scams with our help guides and security tips.
How to avoid investment scams
Investment scams cost Australians hundreds of millions of dollars each year and research from the Customer Owned Banking Association reveals that both novice and experienced investors may fall vulnerable. So, how do you avoid investment scams in Australia?
Improve online payment security with PayID
Did you know that you can use PayID to reduce your chances of falling victim to a scam? Here's why.

Related products

Was this helpful?