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Overdraft Facilities

Most businesses experience difficulties from time to time when a delay in receiving funds affects the payment of expenses. That's where the Heritage Business Overdraft Facility can cover you by providing a flexible line of credit in conjunction with a Business Cheque account.

  • Overdraft limit is available for an ongoing basis
  • Interest is charged only on the funds you use
  • Provides full transaction capability with chequebook, card and online access
  • Access to Heritage ATMs and over 2,900 Network ATMs nationwide
  • Preferred minimum amount $20,000. For lesser amounts the Business Visa credit card may be a suitable replacement
  • No maximum restriction
  • Bank@Post will be available from 8th July 2016, refer to the fees tab for further information

To approved applicants only. Fees, charges and conditions apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To approved applicants only. Fees, charges and conditions apply.