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Loans & Overdrafts Interest Rates

Loan TypeResidential Security Interest RateNon Residential Security Interest Rate

Business Finance Facilities

fully drawn loan - 1 year fixed4.59%5.79%
fully drawn loan - 2 years fixed4.19%5.85%
fully drawn loan - 3 years fixed4.29%5.85%
fully drawn loan - 4 years fixed4.54%5.85%
fully drawn loan - 5 years fixed4.79%5.85%
fully drawn loan - variable5.24%6.19%
business overdraft5.74%6.74%
business line of credit5.34%6.19%
Loan TypeInterest Rate

Motor Vehicle Equipment Loan

Rates effective from 24 August 2016 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

These interest rates apply to business banking only. Any other interest rates are available on request.

Credit products are available to approved applicants only. Fees, charges and conditions apply. When considering deposit products, please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) to decide whether any product is right for you.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To approved applicants only. Fees, charges and conditions apply.