Christmas Club Account

Take the stress out of the most expensive times of the year with a Heritage Christmas Club Account.   

2.00 % PA
Interest rate About this rate Open my account
% PA

Christmas Club features

  • A short-term savings account that gives you extra incentive to save for end-of-year expenses.
  • Withdrawals are only available 1 November - 31 January
  • $0 account keeping fees^
  • $0 transaction fees^
  • Interest calculated daily
  • Keep track of your savings with Heritage Online and our Mobile Banking App
  • eStatements
  • Backed by the Government Deposit Guarantee for deposits up to $250,000
  • Open online today with our Simply Access transaction account


 Monthly Account Keeping Fee


 Transaction Fees

Interest Rate
$1 or more
interest calculated on daily balances and paid monthly
Interest Rate
Rates Effective From 01/05/2024
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Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.

They can also help with internet banking, card management and lots more.  Tap here for live assistance.