Heritage sometimes discontinues products by removing them from sale. The interest rates shown below are for existing product holders only.
|
||
|---|---|---|
| Interest Rate | ||
| $1 to $9,999 | ||
| $10,000 to $49,999 | ||
| $50,000 to $249,999 | ||
| $250,000 or more | ||
| Step-up interest calculated on daily balances and paid monthly | ||
Our Christmas Club Account was removed from sale on 16 September 2025. For the terms and conditions applying to a Christmas Club account, please view our Guide to Heritage Deposit Products.
|
||
|---|---|---|
| Interest Rate | ||
| $1 or more | ||
| interest calculated on daily balances and paid monthly | ||
Our Club Cheque Account was removed from sale on 16 September 2025. For the terms and conditions applying to a Club Cheque account, please view our Guide to Heritage Deposit Products.
|
||
|---|---|---|
| Interest Rate | ||
| $1 or more | ||
| interest calculated on daily balances and paid 3 monthly | ||
Our Body Corporate Account was removed from sale on 16 September 2025. For the terms and conditions applying to a Body Corporate account, please view our Guide to Heritage Deposit Products.
|
||
|---|---|---|
| Interest Rate | ||
| working rate | ||
| Term Rates (in addition to working rate): | ||
| $1 to $9,999 | ||
| $10,000 to $49,999 | ||
| $50,000 to $249,999 | ||
| $250,000 to $499,999 | ||
| $500,000 or more | ||
| Tiered interest rates apply to body corporate account only and are calculated on daily balances and paid 3 monthly on the anniversary date. Term rates available only on funds remaining in account for 3 months minimum. | ||
Our Farm Management Deposit At-Call Account was removed from sale on 16 September 2025. For the terms and conditions applying to a Farm Management Deposit At-Call account, please view our Guide to Heritage Deposit Products.
|
||
|---|---|---|
| Interest Rate | ||
| $1,000 to $49,999** | ||
| $50,000 to $800,000** | ||
| **tiered interest rates calculated on daily balances and paid quarterly. interest will be paid to your nominated account. | ||
Our Farm Management Deposit Term Deposit Account was removed from sale on 16 September 2025. For the terms and conditions applying to a Farm Management Deposit Term Deposit account, please view our Guide to Heritage Deposit Products.
|
||
|---|---|---|
| Interest Rate | ||
| 12 months* | ||
| *interest paid - at maturity; annually; or quarterly (deduct 0.10% from quoted interest rates). interest will be paid to your nominated account. | ||
|
||
|---|---|---|
| Interest Rate | ||
| secure super (s60) | ||
|
||
|---|---|---|
| Interest Rate | Comparison Rate | |
| Variable Rate Personal Loan | ||
|
||
|---|---|---|
| Interest Rate | ||
| $1 to $9,999 | ||
| $10,000 to $249,999 | ||
| $250,000 or more | ||
| tiered interest rates calculated on daily balances and paid quarterly | ||
|
||
|---|---|---|
| Interest Rate | ||
| working rate | ||
| term rates (in addition to working rate): | ||
| $1 to $9,999 | ||
| $10,000 to $49,999 | ||
| $50,000 or more | ||
| working rate calculated on daily balances and paid 3 monthly on the anniversary date. term rates available only on funds remaining in account for 3 months minimum. | ||
|
||
|---|---|---|
| Interest Rate | ||
| $1 to $249,999 | ||
| $250,000 to $749,999 | ||
| $750,000 or more | ||
| working rate | ||
| tiered interest rates calculated on daily balances and paid monthly. working rate will be applied if no community group is nominated. community grant = 0.5% p.a. | ||
|
||
|---|---|---|
| Interest Rate | ||
| $1 to $4,999 | ||
| $5,000 or more | ||
| tiered interest rates calculated on daily balances and set-off applied monthly to qualifying linked heritage loan account | ||
View the interest rates for our owner-occupied and investment home loans that have been withdrawn from sale.
View the interest rate for discontinued business loan products, including SME Support Loans.
This will determine how best we can help.