However, unless there are exceptional circumstances (e.g. fraud or criminal activity), we will give you at least 14 days advance notice before suspending or terminating your use of your eligible Heritage Bank card with Google Pay.
|cardholder||a person that holds an eligible Heritage Bank card|
|eligible Heritage Bank card||means a compatible debit or credit card that can be used for Google Pay on a supported device that has been issued by Heritage Bank to you. You will be notified if your card is eligible when you attempt to register it with Google Pay|
|Google Pay App||means the mobile application provided by Google for use on your supported device|
|Heritage Bank App||means the mobile application provided by us for use on your supported device|
|password||means any password or code either we or a third-party gives a user, or that a user creates, that must be used before we, or a third-party, process a transaction. This includes PINs, internet, phone or mobile banking passwords, and codes generated by security token|
- for debit cards, the Guide to Heritage Deposit Products;
-for personal Visa accounts: the Card Details issued to you by us; the Guide to Heritage Credit Card Products; and the Fees and Limits Guide;
-for line of credit facilities:the Specific Particulars issued to you by us; the Lending Terms and Conditions; and the Fees and Limits Guide;
-for business Visa accounts: the letter of offer or Specific Particulars issued to you by us;each other document specified in the letter of offer or Specific Particulars; the Guide to Heritage Credit Card Products; and the Fees and Limits Guide.
|GarminPay App||means the mobile application provided by Garmin for use on your supported device.|
|security credentials||means any personal identification number, password, biometric identifier or other measure used to ensure the security of your supported device|
|supported device||is any equipment or device used to access your account, including a mobile phone or wearable device e.g. smartwatch, that is not given to you by us|
|Terms and Conditions||means these terms and conditions|
|we, us, our or Heritage Bank||means Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125|
|you or your||means the person who holds the card that is used for Google Pay