Investment property loans from Heritage Bank

Investing your money can be a successful way to make profit over time. There are many ways people can invest their money – some short term and some long. Heritage Bank Financial Planner, Sharon Le Bherz says the key to successful investing is to build a strong, diverse and suitable portfolio.

Property investors come from many backgrounds, professions and incomes. Some property investors build and maintain a whole portfolio of properties, while some are happy with just one. Being a property investor does not necessarily mean you live in the property you own – some people rent their primary residence from somebody else and rent out the property they own.

At Heritage, we understand the importance for our customers to chose investments that suit their financial situation and their lifestyle. Our team of lending experts are ready and waiting to help you purchase your next investment – whether it be a home to live in, rent out or land to eventually build on.

These popular loans might suit you

Discount Variable Investment from

4.24 %pa
4.29 %pa

Our cheapest, simplest variable rate loan, is still packed with features.

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Fixed Rate Investment from

4.09 %pa
5.45 %pa

The home loan for those who want a low rate, fixed repayments, and loads of features.

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Get our FREE eBook

For more information about buying an investment property download our FREE Little eBook of Residential Property Investment. You’ll find lots of great information such as why it is important to invest your money, how to afford an investment property, using your SMSF to purchase an investment property, risks associated with investing in property and lots of other tips and tricks you’ll find useful to have on hand.

Jorge and Marcela from Belmont are saving $2,689 in their first year with a Heritage home loan.

Switch your home loan from one of the big four banks to Heritage.

Find out how much you could save

Package your home loan and save, with the Home Advantage Package

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Saving calculated as at 11 March 2015 on first 12 months after switching a mortgage from a big four bank rate to Heritage’s Discount Variable Home Loan. Conditions, criteria and fees apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates and discounts are correct as stated and subject to change without notice. Discounts shown are for new loans and do not apply to switches or internal refinances. Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.