If you have a credit card that has Heritage Rewards or hold products from at least three different Heritage product categories, then you automatically qualify to earn Heritage Credits.
|Account type||How Credits are awarded|
|Heritage Visa Platinum credit card account||Every whole $1,000 spent per calendar month receives 3 Credits for that month|
|Heritage Visa Classic (excluding My First Credit Card) credit card account||Every whole $1,000 spent per calendar month receives 1 Credits for that month|
|Heritage Visa Gold (With Rewards) credit card account (no longer offered)||Every whole $1,000 spent per calendar month receives 2 Credits for that month|
|Years as a Heritage member
(Credits will be allocated on anniversary date)