Living Equity Line of Credit

If you need a line of credit, you could consider using the equity you hold in your home as an asset.

Features

  • Can be used for additional borrowing power, or as a general line of credit
  • Available with a Home Advantage Package
  • Redraw facility
  • Interest only option available
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due.
  • Ability to use payments in advance towards your loan instalments
  • Minimum Loan Amount - $20,000
  • Maximum Loan Amount - $500,000

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

Building equity in your property

Life is full of little surprises.

Open a Target Bonus account today and you'll earn a bonus interest rate for every month you make at least one deposit, and no withdrawals. Now that's a surprise!

Learn more

Fees

Application Fee  $600
Monthly Fee  $10

Transaction Type 

Fee Per Transaction
Direct credits and debits Free
EFTPOS
 Free
Visa debit and Visa payWave Free
Bank@Post Transactions Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
 Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert