Living Equity Line of Credit

If you need a line of credit, you could consider using the equity you hold in your home as collateral.

Features

Can be used for large transactions or as a general line of credit
Available with a Home Advantage Package
Funds access via Visa Debit card and/or cheque book
Interest only option available
Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due.
Minimum Loan Amount - $20,000
Maximum Loan Amount - $500,000

Rates

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Printable interest rate sheets

Loan fees

Application Fee	$600
Monthly Fee	$10

Other fees

Transaction Type	Fee Per Transaction
Direct credits and debits	Free
EFTPOS, Visa debit and Visa payWave	Free
Counter cash deposits, withdrawals, transfers and BPAY®	Free
Heritage ATM withdrawals, transfers and balance enquiries	Free
Cheque deposits and presented cheques	Free
Bank@Post Transactions	Free
Overseas ATM or counter withdrawals (Visa)	$5.00 plus overseas currency conversion fee

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Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

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