What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more
Standard Variable Rate Home Loan
Heritage's Standard Variable Rate Home Loan can be a great option if you're wanting to make extra repayments.
Loan Features
- People first service from your own dedicated lending specialist
- Available in a Home Advantage Package
- Loans from $20,000
- 100% offset account
- Unlimited extra repayments
- Ability to use payments in advance towards your loan instalments
- Online redraw available for eligible home loans
- Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due.
- First valuation fee covered up to $330#
- Family Guarantee available for owner occupier loans
- Construction loan available
- Interest only repayment option available for investment loans, for up to 5 years
Rates
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Why Choose a Package?
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Package your standard variable, fixed rate or living equity loan together with a credit card, and save with discounts on interest rates and fee waivers.
Fees
| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw (on eligible loan accounts) | $0 |
These articles may help you
What is a cooling-off period?
A standard contract for buying a home in Queensland comes with a five day cooling-off period. Here's what it means.
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How much money can I borrow?
How much money you can borrow will depend on a number of things. Here's four to consider.
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How to finance a renovation
Here's a list of options for you to consider when it comes to financing a renovation.
Learn more
We are here to help
Our specialists will help you find the right product and support you through every step of your Home Loan purchase.
Or call 13 14 22 to speak to an expert