Standard Variable Rate Home Loan

Heritage's Standard Variable Rate Home Loan can be a great option if you're wanting to make extra repayments.

Loan Features

  • People first service from your own dedicated lending specialist
  • Available in a Home Advantage Package
  • Loans from $20,000
  • 100% offset account
  • Unlimited extra repayments
  • Ability to use payments in advance towards your loan instalments
  • Online redraw available for eligible home loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due.
  • First valuation fee covered up to $330#
  • Family Guarantee available for owner occupier loans
  • Construction loan available
  • Interest only repayment option available for investment loans, for up to 5 years
Standard Variable rates from
4.69 % PA 4.84 % PA
Comparison Rate
Why Choose a Package?
3.22 % PA 3.61 % PA
Comparison Rate
Package your standard variable, fixed rate or living equity loan together with a credit card, and save with discounts on interest rates and fee waivers. 

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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