Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

Loan Features

100% offset account

Loans from $20,000

Flexible access options

People first service

More features

Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due
Family Guarantee options available
Interest only repayment option available for investment loans, for up to 5 years
Construction loan available

Enquire online now

Rates

Standard Variable rates from

New Owner Occupied (Principal & Interest) Loans	*Comparison Rate See Comparison Rate warning**

Choose our Home Advantage Package...


New Owner Occupied Principal & Interest Loans in Package of $700,000+ with 70% to 80% LVR	*Comparison Rate See Comparison Rate warning**

Package your Standard Variable, Fixed Rate or Line of Credit loan together with a credit card, and save with discounts on interest rates and fee waivers.

Learn more

Fees

Application Fee	$600
Monthly Fee	$8
Online Redraw (on eligible loan accounts)	$0

Helping you

These articles may help you

View all

What is LVR?

Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.

Learn more

How much money can I borrow?

How much money you can borrow will depend on a number of things. Here's four to consider.

Learn more

Building equity in your property

Having equity in your home means the value of your property is more than how much you owe on it. Check out our tips on building your equity and how you might consider using it.

Learn more

Buying a home

See all our articles about Buying a Home.

Learn more

We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert