Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

8.74 % PA
Owner Occupied Principal & Interest Rate About this rate Enquire now
8.89 % PA
Comparison Rate*

Standard Variable Features

  • 100% offset account
  • Free unlimited extra repayments
  • Free online redraw of payments in advance
  • People first service and commitment to our customer-owned values
  • Use this loan to build a home
  • Use payments in advance towards your loan repayments
  • Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
  • Rate Guarantee available
  • Family Guarantee options
  • For home loans of $20,000 or more 
  • Interest only repayment options for investment loans, for up to 5 years

Application Fee $600
Monthly Fee $8
Online Redraw  $0
Settlement Fee $210
Loan Finalisation Fee $345
Other fees and charges may apply and will be outlined in your Credit Contract.
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Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

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Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.