Standard Variable Rate Home Loan

Heritage's Standard Variable Rate Home Loan can be a great option if you're wanting to make extra repayments.

Loan Features

People First service from your own dedicated lending specialist
Available in a Home Advantage Package
Unlimited extra repayments 
Unlimited redraw facility
Minimum loan amount $20,000
Repayments calculated on a monthly basis, but can be paid monthly, fortnightly or weekly
Valuation fee covered up to $330 (applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower.)
Family Guarantee available
Ability to use payments in advance towards your loan instalments
Construction loan available 
Interest only option for a maximum of 5 years (For Investment Loans Only)
Fees

Application Fee $600
Monthly Fee $8
Reborrow Fees (Reborrowing administration fee on loan accounts where allowed) $20
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