What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more
Standard Variable Rate Home Loan
Heritage's Standard Variable Rate Home Loan can be a great option if you're wanting to make extra repayments.
Loan Features
● People First service from your own dedicated lending specialist
● Available in a Home Advantage Package
● Unlimited extra repayments
● Unlimited redraw facility
● Minimum loan amount $20,000
● Repayments calculated on a monthly basis, but can be paid monthly, fortnightly or weekly
● Valuation fee covered up to $330 (applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower.)
● Family Guarantee available
● Ability to use payments in advance towards your loan instalments
● Construction loan available
● Interest only option for a maximum of 5 years (For Investment Loans Only)
Rates
| Standard Variable rates from | |
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Interest Rate
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Comparison Rate
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Fees
| Application Fee | $600 |
| Monthly Fee | $8 |
| Reborrow Fees (Reborrowing administration fee on loan accounts where allowed) | $20 |
Pay no application fee and save up to $600 on your home loan
Hurry, offer ends 31 May
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How much money can I borrow?
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How to finance a renovation
Here's a list of options for you to consider when it comes to financing a renovation.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert