16 May 2022: Heritage has made changes to fixed home loan, business lending and Secure Super interest rates. Read more.
Standard Variable Rate Home Loan
Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.
Owner Occupied Principal & Interest Rate About this rateApply now
About this Rate
Standard Variable Home Loan rate
The rate shown is for new, owner occupied, principal and interest home loans of $20,000 or more with up to 95% Loan to Value Ratio (LVR).What is LVR?
*Comparison Rate based on a $150,000 loan over 25 years with monthly repayments. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate.
Interest rates are subject to change without notice.
Standard Variable Features
100% offset account available
Loans from $20,000
Flexible access options
Unlimited additional repayments without penalty
Use this loan to build a home
People first service and commitment to our customer-owned values
Repayments calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
Family Guarantee options available
Interest only repayment options for investment loans, for up to 5 years