Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

Loan Features

Competitive variable rate

100% offset account available

Loans from $20,000

Flexible access options

People first service

More features

Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due
Family Guarantee options available
Interest only repayment option available for investment loans, for up to 5 years
Construction loan available

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Rates

Standard Variable rates from

New Owner Occupied (Principal & Interest) Loans	*Comparison Rate See Comparison Rate warning**

Choose our Home Advantage Package


New Owner Occupied Principal & Interest Loans in Package of $700,000+ with 70% to 80% LVR	*Comparison Rate See Comparison Rate warning**

Package your Standard Variable, Fixed Rate or Line of Credit loan together with a credit card, and save with discounts on interest rates and fee waivers.

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Fees

Application Fee	$600
Monthly Fee	$8
Online Redraw (on eligible loan accounts)	$0

Helping you

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The home loan application process

Here's a handy graphic to help you understand the process a home loan application goes through.

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Breaking down banking jargon

Here's a list of the most common banking jargon terms people don't understand and explained them in plain English.

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How much money can I borrow for a home loan?

How much money you can borrow will depend on a number of things. Here's four to consider.

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Buying a home

See all our articles about Buying a Home.

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We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert