Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

7.99 % PA
Owner Occupied Principal & Interest Rate About this rate

8.14 % PA
Comparison Rate*

Important notice regarding Standard Variable Rate Home Loans

From 16 September 2025 we will no longer be offering for sale Standard Variable Rate Home Loans. For any enquiries or changes to an existing Standard Variable Rate Home Loan contact us by calling 13 14 22 or visit your nearest branch.

Fees

Standard Variable Features


  • 100% offset account
  • Free unlimited extra repayments
  • Free online redraw of payments in advance
  • People first service and commitment to our customer-owned values
  • Use this loan to build a home
  • Use payments in advance towards your loan repayments
  • Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
  • Rate Guarantee available
  • Family Guarantee options
  • For home loans of $20,000 or more 
  • Interest only repayment options for investment loans, for up to 5 years

Lending Schedule of Fees

Lending Schedule of Fees (PDF)
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Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

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If you have a question about our home loans, tap here to get in touch with us in the way that suits you.