Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

Loan Features

  • Flexible access options 

    • Make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 

    • People first service and commitment to our customer-owned values

More features

  • Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due
  • Family Guarantee options available
  • Interest only repayment option available for investment loans, for up to 5 years
  • Construction loan available
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Rates

Standard Variable rates from
4.49 % PA 4.64 % PA
New Owner Occupied (Principal & Interest) Loans
Comparison Rate* See Comparison Rate warning
Choose our Home Advantage Package
2.54 % PA 2.94 % PA
New Owner Occupied Principal & Interest Loans in Package of $700,000+ with 70% to 80% LVR
Comparison Rate* See Comparison Rate warning
Package your Standard Variable, Fixed Rate or Line of Credit loan together with a credit card, and save with discounts on interest rates and fee waivers. 
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Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert