Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

8.74 % PA
Owner Occupied Principal & Interest Rate About this rate Enquire now
8.89 % PA
Comparison Rate*

Standard Variable Features

  • 100% offset account
  • Free unlimited extra repayments
  • Free online redraw of payments in advance
  • People first service and commitment to our customer-owned values
  • Use this loan to build a home
  • Use payments in advance towards your loan repayments
  • Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
  • Rate Guarantee available
  • Family Guarantee options
  • For home loans of $20,000 or more 
  • Interest only repayment options for investment loans, for up to 5 years

Lending Schedule of Fees

Research tools
Home loan repayment calculator
How much can I borrow?
Home loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
Get a personalised Key Fact Sheet
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

We're here to help

Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.