Standard Variable Rate Home Loan
Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.
About this Rate
Standard Variable Home Loan rate
The rate shown is for new, owner occupied, principal and interest home loans of $20,000 or more with up to 95% Loan to Value Ratio (LVR). What is LVR?
*Comparison Rate based on a $150,000 loan over 25 years with monthly repayments. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate.
Interest rates are subject to change without notice.
Standard Variable Features
- 100% offset account available
- Loans from $20,000
- Flexible access options
- Unlimited additional repayments without penalty
- Use this loan to build a home
- People first service and commitment to our customer-owned values
- Online redraw
- Repayments calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
- Family Guarantee options available
- Interest only repayment options for investment loans, for up to 5 years
Apply by 31 May 2022 and pay no application fee.
Save up to $600!#| Application Fee | $0# |
| Monthly Fee | $8 |
| Online Redraw | $0 |
| Settlement Fee | $150 |
| Loan Finalisation Fee | $300 |
Other fees and charges may apply and will be outlined in your Credit Contract.
Up to $4,000 cashback‡on eligible home loans
For loans refinanced to Heritage with ≤80% LVR OR new loans with LMI.
For owner occupied and investment home loans.
Paid into your Heritage transaction account.
ⓘ Apply by 31 May and settle by 31 July 2022. T&C's apply. Click for full T&C's and FAQ's.
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