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If you're an existing Heritage member and would like to switch your existing owner-occupied or investment loan to a different product, loan switching rates apply. We've detailed these below.
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| Interest Rate | Comparison Rate | |
| 1 Year Fixed | ||
| 2 Years Fixed | ||
| 3 Years Fixed | ||
| 5 Years Fixed | ||
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| Interest Rate | Comparison Rate | |
| Home Advantage Variable | ||
| Home Advantage Fixed - 1 Year | ||
| Home Advantage Fixed - 2 Years | ||
| Home Advantage Fixed - 3 Years | ||
| Home Advantage Fixed - 5 Years | ||
| Discount Variable Switch Rate | |
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Interest rate
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Comparison Rate*
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| Standard Variable Switch Rate | |
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Interest rate
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Comparison Rate*
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This will determine how best we can help.