Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 17 February 2026. Learn more here.
If you're an existing Heritage member and would like to switch your existing owner-occupied or investment loan to a different product, loan switching rates apply. We've detailed these below.
Please contact us to discuss the loan options available to you.
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| Interest Rate | Comparison Rate | |
| 1 Year Fixed | ||
| 2 Years Fixed | ||
| 3 Years Fixed | ||
| 5 Years Fixed | ||
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| Interest Rate | Comparison Rate | |
| Home Advantage Package Variable | ||
| Home Advantage Package 1 Year Fixed | ||
| Home Advantage Package 2 Year Fixed | ||
| Home Advantage Package 3 Year Fixed | ||
| Home Advantage Package 5 Year Fixed | ||
| Discount Variable Switch Rate | |
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Interest rate
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Comparison Rate*
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This will determine how best we can help.