5 Year Fixed Rate Home Loan

Our 5 Year Fixed Rate Home Loan allows you to lock an interest rate in for a 5 year period so you know what your mortgage repayments will be.

5.99 % PA
Owner Occupied Principal & Interest Rate About this rate Enquire now
7.63 % PA
Comparison Rate*

5 Year Fixed Rate Features

  • Lock in a competitive home loan rate for 5 years
  • Free unlimited extra repayments
  • Free online redraw of payments in advance
  • People first service and commitment to our customer-owned values
  • Use this loan to build a home
  • Use payments in advance towards your loan repayments
  • Repayments are calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
  • Rate Guarantee available
  • Family Guarantee options
  • For home loans of $20,000 or more 
  • Interest only repayment options for investment loans, for up to 5 years

Application Fee $600
Monthly Fee $8
Online Redraw  $0
Settlement Fee $210
Loan Finalisation Fee $345
Other fees and charges may apply and will be outlined in the Credit Contract.

🏠 Home Advantage Package

When you package your eligible Fixed Rate Home Loan and credit card into our Home Advantage Package, you could save with fee waivers and access discounts on our Standard Variable Home Loan interest rate. Ask us about our home loan package when you apply.

Research tools
Home loan repayment calculator
How much can I borrow?
Home loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
Get a personalised Key Fact Sheet
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

We're here to help

Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.