Standard Variable Rate Home Loan

Heritage's Standard Variable Rate Home Loan can be a great option if you're wanting to make extra repayments.

Loan Features

  • 100% offset account

  • Construction loan available
  • Get the first valuation fee covered up to $330#
  • Flexible access options 
  • Make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 
  • People first service and commitment to our customer-owned values

More features

  • Package this loan into a Home Advantage Package to save
  • Loans from $20,000 Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due
  • Family Guarantee options available
  • Interest only repayment option available for investment loans, for up to 5 years
Rates

Standard Variable rates from
4.49 % PA 4.64 % PA
Comparison Rate^
Choose our Home Advantage Package...
2.93 % PA 3.33 % PA
Comparison Rate^
Package your standard variable, fixed rate or living equity loan together with a credit card, and save with discounts on interest rates and fee waivers. 
Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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