How do balance transfers work and are they right for you?
To help you prepare for and save on your back to school costs, we’ve put some simple tips together.
Stationery should not be expensive. With specialised stationery brands and stores around, targeted at school-aged children, it can be a hard slog for parents to negotiate the purchase of supplies for the new school year.
Stationery can be easily lost, used up quickly, and there’s no real practical benefit to having the latest season’s pencil case from a pricey brand-name store. Good stationery might make your child feel good, and it might also be important for you to ensure your child doesn’t feel left out. However, when it comes to stationery, there are great alternatives out there.
It might be that you make a compromise with your child. For example, you might purchase the preferred cartoon-branded pencil case as long as it’s contents is made up of dollar store supplies.
Many parents find this kind of topic tricky. To help, we spoke to psychologist and mum of two, Ellen Jackson, who has written a great post on how to teach kids the difference between needs and wants.
Although they’ll cost you money up front, there's benefits to having school uniforms in Australia. Can you imagine back to school shopping for non-uniform clothing on top of everything else?
Sick of your child losing their items? We've spoken to psychologist, author and mum of two boys, Ellen Jackson about how to deal with kids losing things.
While transport costs will be a year-long expense, it might pay to look into your plan before school goes back. Easy ways to save on transport costs include car pooling and walking or bike riding to school.
If you live in a remote area and your child cannot get public transport your State or Territory may provide a scheme to offset costs. For a list of links to each state or territory visit ASIC’s Moneysmart website and scroll down to the transport costs section.