Your first graduate job: 5 Money Tips
New year, new you, right?
Whether you’re hitting the gym for the first time in years or you’ve decided to cut back on a certain food, there’s one area of our lives all of us can work on improving – the health of our finances. Here are two easy steps to consider:
Everybody’s financial situation and needs are different. Now is a good time to do a stock take of all of your financial products to find out if there are opportunities for you to be saving money. If your finances have been a little neglected by you in the last year you will need to look at whether or not you are using an account for its true purpose, whether you have any accounts you aren’t using and what products may be available and better suited to your needs. Find out more about saving money with a financial health check, and how to choose the best savings account for you. This can be a daunting and confusing process if you do it on your own. If you’d like help drop into one of our branches or phone our Queensland-based Contact Centre on 13 14 22.
Why not make this year the year for you to do up an effective and honest budget? If you’ve already got a budget now would be the time to review it and see where you can improve from last year. A good start is to take a look at our Budget Planner Calculator. The planner will help to get you thinking about all the possible places your money could be going. It will also take into account where your money comes from, for example, take-home pay, child support and bonuses. Other useful tools to take a look at include our Help and Guidance article How to create a weekly budget and our Savings Calculator.