Refinancing your home loan

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Refinancing your home loan can help you save money by reducing the interest you pay with a better rate, plus gives you an opportunity to select a product which better suits your current needs. Reasons to refinance include:

  • You are looking for a better rate or new features and add-ons
  • You are coming to the end of a fixed term so it's a good time to look for a better rate
  • You may want to use the equity in your home to renovate.
Useful tools

Couple thinking of selling their home
Refinance Calculator
Use our refinance calculator to find out how much you could save by refinancing your home loan.
Useful products

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Compare home loans

Compare home loans we offer at Heritage as well as details on the features of each.

Refinance to Heritage