Buying your next car

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Budget

The way you manage your budget will have an impact on how much you can borrow to upgrade your car. A regular savings habit and a solid record of employment can make it easier for you to get a loan. If you're budget could use some improvements do that now, and stick to it.

How much can I borrow?

How much money you can borrow will depend on a number of things, including your financial situation, credit history, income and expenses, and the cost of the new car you want to purchase. Read more in our article How much money can I borrow to buy a car.

To do’s

  • Review your current budget and research
  • Use our car loan calculator
  • Work out a budget
  • Apply or a loan pre-approval
  • Go shopping 
  • Apply for personal loan and insurances
  • Get moving
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Friends going mountain bike riding with new car
How do car loans work?
Buying a car should be stress-free and exciting!  Let us explain how car loans work before you pick up your new wheels.
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Which product: New vs. used

Our Car Loan can be used for either new or used vehicles. However, if you are looking at purchasing a vehicle over 7 years old you will be better off looking to apply for a Personal Loan. 

Compare personal loans
View the interest rates and features of our personal loans and car loan in one place, and compare our personal loans to decide which one may suit you.
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Tip: speed up and simplify your personal loan application with our Application Checklist.