First home, next home, refinance or investment?

Let us help you find the home loan that's right for you.

Personal loans

Our personal loans are packed with features like low interest rates, unlimited extra repayments and free online redraw. 

Home loans

Let us help you find the loan that's right for you.  Whether you're a first home buyer, upgrading, refinancing or purchasing an investment property, we're here to help.

Research tools
Calculators Guides Interest rates
Home loan repayment calculator
Borrowing power calculator
Personal loan repayment calculator
The home loan application process
Buying a car
Switch to Heritage
Home loan interest rates
Account interest rates
Compare credit cards
These articles may help you
Energy saving tips to help save money
In the current financial climate, we’re all looking for ways to save some money and at home is a great place to start. 
Ready for a sneak peek?
Heritage and People's Choice have officially merged to create a new national mutual that offers a compelling alternative to the big banks, and we'd like to share our new brand with you.
Banking for you, better for all.
People First Bank coming soon
Learn more

Proudly supporting people's firsts.

Helping our customers achieve their firsts in life and reach their financial dreams is at the heart of all we do. Whether it's your first car, home or business, we're proud to support your journey every step of the way.

Learn about our member's firsts