Heritage Bank

The Heritage Bank 'People first' Difference

As Australia's largest customer-owned bank, we've been in the business of putting people first since 1875. With no shareholders to please, all our profits can go back to our customers and communities, which means better rates that go back to your wallet, and millions of dollars in grants that go back to local communities.

Good luck finding a lower variable home loan rate

3.79 %pa
3.84 %pa

One kilogram can change a life. Let’s raise 10 tonne.

The Loads of Love Appeal is now on. Help us reach METRO Care Toowoomba’s target of 10,000 kilograms of food for families across SE Queensland who will be doing it tough this Christmas!
  • Grab a red Loads of Love bag from any one of Heritage’s 61 branches
  • Fill it with non-perishable food and personal items
  • Drop it back to a Heritage Bank branch before 20th December!

Are you missing out on a share of $7.4 billion in savings?

At Heritage, we were interested to find out about the approach Aussie families take to finding a better deal, and why. To shed some light on the topic, we teamed up with the University of Technology Sydney to carry out an Australia-wide study on switching.

What to spend and save on when renovating

Renovating can be fun, but it’s hard work and there isn’t much glamour. Planning your renovation and making good design and fitting decisions will help you save money in the long run. Guest blogger Bec Senyard, aka The Plumbette, shares her tips on what to spend and save on when renovating.

Conditions, criteria and fees apply. Please consider the Guide to Heritage Deposit Products (available in-branch, by phoning 13 14 22 or here) before you decide whether this product is right for you. Terms and conditions for this competition can be found here.

^To approved applicants only. Conditions, criteria and fees apply. Please consider the Guide to Heritage Credit Card Products (available by phoning 13 14 22 or here) before you decide whether this product is right for you. Terms and conditions for this competition can be found here.

This Inward Payment Service is processed by Western Union Business Solutions. Western Union Business Solutions does not apply a fee however, in some instances intermediary banks may levy additional fees and/or charges. The exchange rate presented in a quote is held for 72 hours by WUBS.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.