Features of our home loans


  • Flexible repayment options, including unlimited extra repayments on fixed and variable loans
  • Redraw and 100% offset account options
  • People first service and commitment to our customer-owned values
Why Heritage

"Heritage staff were really helpful and made it a really easy process. We've done what we wanted, and still have room to play if we need."

Heritage Home Loan customers, Fellows Family

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.

Variable Rate Home Loans

If you're looking for a variable rate home loan with flexible access, we have options for you.

Fixed Rate Home Loans
Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your mortgage repayments will be.

Home Loan Extras

Are you looking for a specific home loan feature?

Home Loan Package   Our Home Advantage Package
Guarantor Solution Our Family Guarantee
100% Offset Account Our Mortgage Crusher Account
Line of Credit Our Living Equity Loan
Over 60's Equity Loan       Heartland Reverse Mortgage
Buy before you sell    Our Bridging Loan

We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

Enquire now

Or call 13 14 22 to speak to an expert