HOVA is a wrist band made from a durable silicone, with a card chip securely inserted inside of it. Think of it like a Visa Debit card - but conveniently strapped to your wrist, allowing you to make payments at any contactless reader from your usual account. Just wave HOVA in front of a contactless reader when prompted for payment, then go!
What's different about HOVA is that it links directly to your Visa debit account, it's free, doesn't need batteries, and is exclusive to Heritage Bank.
HOVA works the same way as a Visa payWave, which you've already been using for years on your other Visa debit or credit cards. Same rules apply, for transactions under $100, just wave your HOVA in front of a contactless reader, wait for approval and go. For transactions over $100 you'll need to enter a PIN.
HOVA is accepted anywhere that accepts Visa payWave worldwide and is backed by Visa's Zero Liability Policy# making your HOVA as secure as any other Visa chip card.
HOVA is the practical device that gives you the freedom to be spontaneous and un-connected. As it doesn't rely on your phone or pre-loaded funds, any adventure is possible. You can quickly and easily disconnect from digital distractions, but with the security of a payment device for whatever you might need along the way.
Really want a HOVA but not sure it will fit your wrist? Don't fret! The image below shows the adjustable sizing of the band when secured at its largest and smallest wrist circumferences.