Standard Personal Loan

A flexible loan that can be used for holidays, renovations, debt consolidation or a new toy to play with. 

What you can use your loan for
  • Education expenses
  • Renovations
  • Travel
  • Cars over 5 years old
  • Weddings
  • Debt consolidation

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.


Standard Fixed Personal Loan
9.99 % PA 10.62 % PA
Comparison Rate
Standard Variable Personal Loan
12.99 % PA 13.61 % PA
Comparison Rate
Loan Features

  • Loan terms of up to 10 years for Variable, 5 years for Fixed 
  • Secured or unsecured loans 
  • Pay weekly, fortnightly, or monthly 
  • Choice of either variable or fixed interest rate 
  • Ability to make additional or lump sum payments 
  • Ability to redraw additional repayments
  • Online redraw available for eligible personal loans
  • Repay in full at any time (penalty may apply) 
  • Minimum loan amount $5,000
  • For Variable secured loans, $100,000 maximum loan amount
  • For Fixed secured loans, $50,000 maximum loan amount
  • For unsecured loans, $25,000 maximum loan amount
Personal Loan Calculator

Our personal loan calculator helps you estimate your personal loan repayments, whether it be for a holiday, wedding, debt consolidation or renovations.

Income and Life Insurance
Be ready for whatever happens in life by taking simple steps to cover you and your family. 

Application Fee $200
Monthly Fee $5
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