5 property investment strategies
Retirement is something many people look forward to. You are released from the commitment of full-time employment and have the option to choose from a range of lifestyle options. While there’s lots to look forward to, it can be a very stressful time planning for retirement. Being able to afford the lifestyle you want and working towards that can be confusing and difficult to plan for alone.
Retirement looks like many different things to different people.
Speaking generally, The Association of Superannuation Funds of Australia (ASFA) provides benchmarks for the annual budget needed by Australians to fund either a comfortable or modest standard of living in post-work years. This is known as the Retirement Standard. ASFA is the leading research and advocacy body for Australia’s superannuation industry and provides lots of tools and resources to help you understand the current retirement standard.
ASFA Retirement Standard Calculator
ASFA’s latest Retirement Standard
Transitioning to retirement means a gradual move to retirement, where you can continue to work at reduced hours while drawing down some of your super benefits.
Longer life expectancies mean Australians are spending more time in retirement than ever before. As a consequence, the Government is encouraging people to remain in the workforce for longer than the traditional retirement age.
Building a retirement nest egg comes from paying off your debts, investing your money and making it work as hard as you do. The world of investing can be complex and difficult to understand. Whether you are just getting started with investing or you have an existing portfolio, a financial planner can help guide you through options and decisions to suit you.
It doesn’t matter how early or late you are in your working life, professional financial advice can make a difference. We’ve teamed up with Bridges, one of Australia’s largest, national financial planning and stockbroking organisations to offer you some of the best advice in the business. Book an appointment today with one of our professional financial advisers.
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