How to choose the right credit card as a student
Finder Money Expert Zahra gives her tips on what to look out for in credit cards for students.
Learn more
Savings behaviour in Australia
Find out how you compare when it comes to saving money in Australia.
We've teamed up with banking intelligence provider RFi Group to find out about savings behaviour in Australia. The research shows while around three in four Australians have a savings goal, a huge 70% don't have automatic savings set up to help them reach their goals.
Popular savings goals include travelling, having enough money saved for unexpected costs, buying a house, and to offset their mortgage or other loans.
Interestingly, age has an effect on savings goals. Research highlights, broken into age groups, include:
- 18-24 years are most likely to be saving for a car and education costs out of any other age group
- 25-34 years are most likely saving for a house deposit
- 35-44 years are most likely to be saving for travel and holidays
- 45+ are less likely to have a savings goal in place than any other group.
People whose saving goal is a financial commitment such as a mortgage or loan, or an investment, are more likely to leave their money in a savings account unless it is really needed. However, it has been uncovered that three in five Aussie savers dip into their savings to fund their lifestyle. The top five reasons for dipping into savings include:
- general household expenses
- unexpected expenses
- travel and holidays
- car
- clothing.
Younger savers are more likely to switch their savings account based on savings tools. Older savers are more likely to switch based on rate.
If you'd like help to save more money take a look at our Saving and Budgeting Hub.
Share this
Tax return tips
Before you lock in your tax return spending, here's a few ideas to consider.
Learn more
Returning to study: things to consider
Returning to study is a big decision to make, with lots of things to consider financially. Here's four things to think about to get you started.
Learn more
How much does it cost to keep a pet?
Prepare for your newest family member by finding out the costs you'll need to consider.
Learn more
Your first graduate job: 5 Money Tips
Starting your career after university is an exciting time. Here's five money tips to consider as you launch into your next chapter.
Learn more
What is a digital wallet?
A digital wallet allows you to pay with your phone in-store and online.
Learn more
Australian savings behaviour
Find out how you compare when it comes to saving money in Australia.
How to choose the best savings account for you
Saving throughout your lifetime is important, so making sure you have the right account is key.
Learn more
How to teach kids the difference between needs and wants
Psychologist and mum, Ellen Jackson, shares 4 strategies to help you explain this challenging and important topic with your kids.
Learn more
How to create a weekly budget
If you’re trying to save money, budgeting is a great first step. Here's how to create a weekly budget.
Learn more
Is a balance transfer right for you?
A balance transfer can help you to manage your debt by rolling credit card debt from one or more cards over to a new card.
Learn more
How to avoid paying credit card interest and late fees
Understand how to avoid any extra fees and interest charges so you can make the most of your card.
Learn more
Mowing lawns for money
If you're old enough and your parents agree, mowing lawns for your neighbours might be a great way to earn some extra pocket money.
Learn more
Are you a savvy saver: take our quiz
Being a savvy saver can reduce your stress in many ways, from eliminating the risk of having bad credit to giving you the peace of mind of knowing you are prepared for a rainy day.
Learn more
3 Things to Help Buy Your First Home Sooner
Buying your first home can be a great challenge. Here's 3 things to help get you into your first property sooner.
Learn more
Six of the best winter recipes under $4 per serve
Have you found yourself spending a little more money this winter? Dinner time could just be the opportunity for you to straighten out your weekly spend.
Learn more
4 cheap and healthy school lunch ideas
School is about to start which means it's time to think about those back to school lunches. We've put together a list of healthy school lunches for your kids to enjoy.
Learn more
3 ways to make back to school shopping easier
Between school uniforms, stationery, sporting equipment and instruments it can be an expensive and busy time for many people. Here's 3 ways to make back to school shopping easier.
Learn more
5 ways to celebrate Christmas on a budget
Between parties, family gatherings, food, presents, travel and other festive activities, the amount you spend can creep up on you easily over Christmas – something many people can find stressful once it’s all said and done. Here's 5 easy ways to celebrate Christmas on a budget.
Learn more
Aussies Parents' Guide to Pocket Money
Children and pocket money are the source of a lot of debate between parents. How much should you give them?
Learn more
Cheap and fun Easter holiday activities
Between activities, entertainment, and trips away, the cost of school holidays can quickly add up. Here's 3 cheap and fun activities to try these school holidays.
Learn more
How to make money selling your stuff online
Interested in making a bit of cash? Follow our easy 4-step-guide to selling stuff online to declutter your home and make some money while you're at it.
Learn more
Save money with a financial health check
Doing a health check on your expenditure is a great way to find savings. Here's a list of financial and service products to check.
Save money for next Christmas now
Are you nursing a hangover from all the costs of Christmas? By saving for next Christmas now you could help ease the pressure when it comes to all of the costs that come with the festive season.
Learn more
3 things to do when you start a new job
If you're gearing up to start a new job there's a number of things you'll need to do to prepare. Here's 3 things to look at from a financial perspective.
Learn more
Top 6 Christmas saving tips From Pinterest
Christmas can be an expensive time. While it is easy to get caught up in the festive feeling, it is also important you come into the new year without the stress of debts piling up from the holiday season.
Learn more
How to improve your debt situation
From reviewing your budget to keeping an eye on interest rates and talking to your lenders, here's 6 ways to help you improve your debt situation.
Learn more
How far do Aussies go to save a dollar?
From reusing teabags to saving the sauce from fast food restaurants, we’ve uncovered some surprising tricks Aussies use to save a dollar.
Learn more
5 ways to feed the family on a budget this Christmas
Christmas can be an expensive time of the year. Feed the family on a budget this Christmas with these 5 ideas.
Learn more
Christmas money saving tips
From rebranding Christmas cake to revising your budget - we've found the best cash saving tips this festive season
Learn more
Cheap Gift Ideas For Any Occasion
Giving a thoughtful gift to your loved ones is incredibly important, but it can add up. Discover these cheap gift ideas for any occasion.
Learn more
Things To Consider Before Moving Out Of Home
Moving out of home for the first time is extremely exciting but there are some things to consider.
Learn more
Guide to surviving the Boxing Day sales
Learn moreBaby budget planner
Planning for a baby is never an easy task. You can ease the financial burden, however, with the help of this handy budget planner!
Learn more
Top 10 everyday money saving tips
By cutting back on small spends throughout your week and even day you could save a significant amount of money in a year. Here's some ideas.
Learn more
How to transfer money internationally
Sending money overseas may seem a bit tricky if you've never done it before, but we've got some tips to get you started.
Learn more
7 tips on how to budget and save
Reviewing and setting out a budget can feel overwhelming. Here's 7 tips to help review (or create) your budget from home.
Learn more
Home and Personal Loan Redraw
We explain how redraw works and how you can access your extra loan repayments with Heritage.
Learn more
The Aussie guide to pocket money
Aussie kids are earning more than ever in 2015. Find out how families are handling pocket money in their households via our handy infographic.
Learn more
Lending interest rates explained
Whether it be for a home, car or other personal loan, what do the rates you see advertised actually mean?
Learn more
How much do Aussie families spend on back to school costs?
How do you compare to other Aussie families when it comes to back to school spending?
Learn more
How to save on back to school costs
Here's some simple tips to help prepare for and save on your back to school costs.
Learn more
Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
Learn more
Switching behaviour in Australia
We teamed up with the University of Technology Sydney to carry out an Australia-wide study on switching.
Learn more
How to save more money
Save more money, reach your goals sooner and feel more in control of your finances with our online guide.
Learn more
10 top budgeting tips
Budgeting effectively is a great way to help improve you financial position. Check out this handy infographic for 10 of the best budgeting tips.
Learn more
Ten healthy, kid-friendly meals for under $10
Healthy, cheap and kid-friendly is the holy grail of family cooking. Here are 10 favourites to tick all those boxes.
Learn more
Why saving at a young age is important
By saving money at a young age, kids are able to put aside funds that may help them in the future, and gradually add up to a significant amount.
Learn more
What is a customer owned bank?
The customer-owned model focuses on delivering great value to customers, not on profits for shareholders.
Learn more
Could a personal loan fund your degree?
Learn more7 ways to save for your next holiday
Saving up for a well deserved holiday can take time. Read our list of the seven small changes you can make to your everyday spending to get away sooner.
Learn more
How to shop online safely
Here's five things to consider before making an online purchase.
Learn more
How to save without trying
Saving money doesn’t have to be hard. With these tips, you could be saving almost $20,000!
Learn more
Mobile apps to help you become a better budgeter
Wanting to take your budgeting and financial accountability to the next level? Here's some of the best budgeting apps on the market.
Learn more
2 easy steps to get financially fit
Looking at improving your financial health? Here's 2 easy things to consider doing.
Learn more