Heritage Bank Community Branch in Millmerran


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  • Full branch services
  • ATM
  • Business banking
  • Community Branch
  • Disabled access
  • Financial planning
  • Foreign currency
  • Insurances
  • Investments
  • Mortgages
  • Personal lending
  • Transaction accounts
It all started with people

As a small, close-knit rural town in the Darling Downs, Millmerran residents were used to receiving personalised customer service, where people knew each other by name. However, for all of the fantastic businesses available, there was something missing from the town – a place where locals could access a full range of banking services on their doorstep. At the time, many rural banks were closing down so the community looked for a way to secure a bank in Millmerran for the long-run.

That’s where Heritage Bank came in. Heritage offered Millmerran residents an opportunity to have a local bank run by a local team through their Community Branch model. Better yet, as a Community Branch, profits are distributed back to the community in the form of Community Grants. These grants are used to support charities, sporting clubs and other local organisations.

Local investors represented by Millmerran Community Company raised $130,000 as their share of capital to form a joint-venture with Heritage Bank. And in March 2007, Heritage Millmerran Community Branch opened.

Ongoing success

Since opening, Heritage Millmerran Community Branch has invested more than $1.3 million in funds back into the Millmerran community including grants. The community grants have enabled local organisations to complete numerous essential projects that may have never been possible if it wasn’t for this mutually beneficial relationship between Millmerran Community Company and Heritage.
Locals supporting locals


  • Locals supporting locals
  • Eliminating travel to do the banking
  • People are more likely to spend their money locally
  • Competitive rates and products
  • Longer trading hours than the major banks
  • A better return for investors
  • Profits going back to the community