Awards & Prizes

At Heritage we're in the business of putting our customers first. As a customer-owned bank, we don't have shareholders. That means that instead of pursuing massive profits, we can offer our customers more competitive interest rates and lower or no fees wherever we can.

You can also expect genuine respect and personal attention.

When you have an account with Heritage you're not just a customer, you actually share in our ownership and have a voice in how we operate.

Heritage has grown an enviable reputation for its products and services. Recent awards include:

Canstar Blue Awards 2014

  • Challenger Bank Award for the Most Satisfied Customers

Australian Business Awards 2014

  • Winner - Employer of Choice

Australian Business Awards 2014

  • Winner - Human Resource Management

Canstar Cannex Awards 2014

  • Winner - Qld First Home Buyer state awards - Customer Owned

Australian Human Resource Awards 2014

  • Winner - Recommended Employer <1000

Mozo People’s Choice Awards 2014

 

  • Top 5 Bank Accounts
  • Top 5 Debit Cards
  • Top 5 Mutual Bank

Australian Home Loan Awards 2013

 Australia Home Loan Awards 2013

  • Gold Medal - Best Loan for 1st Home Buyers
  • Silver Medal - Bank of the Year
  • Silver Medal - Best Variable Rate Home Loans
  • Bronze Medal - Best Fixed Rate Home Loans

Canstar Cannex Awards 2013

  • Winner - Qld First Home Buyer state awards - Customer Owned

Australian Business Awards 2013

  • Winner - Recommended Employer

Mortgage Magazine Mortgage of the Year Awards - 2013

  • Gold - Best Bank Basic Variable Home Loan

Mozo People’s Choice Awards 2012

 

  • Top 5 Bank
  • Top 5 home loan provider

Canstar Blue Awards 2012

Heritage Bank awarded the Most Satisfied Customers award from Canstar

  • 2012 Challenger Bank award for the most satisfied customers

Your Mortgage Magazine Mortgage of the Year Awards 2012

Your Mortgage Mortgage of the Year Awards - Gold 2012

Canstar Awards 2012

Canstar Gold

Heritage Bank Five Star Home Loans

Mozo People’s Choice Awards 2011

Mozo People's Choice Awards

Mozo People's Choice Awards People's Choice Debit Cards People's Choice Savings account
  • People’s Choice Award - Top 5 Building Society
  • People’s Choice Award - Top 5 Debit Cards
  • People’s Choice Award - Top 5 Savings Accounts

Money Magazine Best of the Best 2011

  • Winner - Cheapest Business Credit Card for the Business Visa
  • Winner - Best Term Deposit for Short Term

Mozo People’s Choice Awards 2010

  • People’s Choice Award - Top 5 Building Society
  • People’s Choice Award - Top 5 Home Loans
  • People’s Choice Award - Top 5 Bank Accounts

Australian Banking and Finance Awards 2010

Building Society of the Year

Cannex Canstar Awards 2010

Cannex Canstar 2010

Heritage Building Society Five Star Personal Loans

  • Low Rate Secure Loan (Cake & Eat It Loan)

Heritage Building Society Five Star Business Banking Product

  • Business Cheque Facility

Heritage Building Society Five Star Home loan

  • Investment Basic Variable

Money Magazine Best of the Best 2010

Money Magazine Best of the Best 2010

Winner - Cheapest Flexible Home Loan for the Standard Variable Professional Package

Winner - Cheapest Home Loan Package for the Standard Variable Professional Package

* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.