Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.


  • Certainty
  • Lock in a competitive home loan rate for a fixed term
    Certainty of repayments to confidently budget your expenses

  • Freedom
  • Enjoy the freedom of being able to make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • Package your eligible home loan and credit card
  • Choose our Home Advantage Package to receive competitive package benefits

  • People first service 
  • People first service and commitment to our customer-owned values

More features

  • Fixed loans from $20,000
  • Ability to use repayments in advance towards your loan instalments
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest only repayment option available for investment loans, for up to 5 years
  • Family guarantee options available

Apply by 30 September 2020 and pay no application fee.

Save up to $600!
Home Advantage Package 3 year fixed rate
2.59 % PA 3.26 % PA
New principal & interest loans ≤ 90%LVR1
Comparison Rate
This rate is for new owner occupied, principal & interest 3 year fixed loans with LVR ≤ 90%1.

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
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