Low Rate Secured Personal Loan

A low-cost personal loan option that allows you to keep your term deposit invested, while still buying what you want. 

Features

  • Low variable rate of interest on your loan
  • The loan is secured against a Heritage term deposit. For example, a $10,000 term deposit with Heritage can be used as security for a low interest rate $10,000 personal loan
  • Continue to earn interest on your Heritage term deposit 
  • Monthly fee applies
  • Choose a term from 1 to 10 years
  • Minimum loan amount $5,000
  • Maximum loan amount $100,000
  • Ability to redraw additional repayment
  • Online redraw available for eligible personal loans
  • Repay weekly, fortnightly or monthly
 

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

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Rates

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Interest Rate Comparison Rate
Low Rate Secured Loan

Low Rate Secured Loan

Interest Rate
5.19%
Comparison Rate
7.66%
Rates Effective From 06/11/2018
Personal Loan Calculator

Our personal loan calculator helps you estimate your personal loan repayments, whether it be for a holiday, wedding, debt consolidation or renovations.

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Income and Life Insurance
Be ready for whatever happens in life by taking simple steps to cover you and your family. 
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Fees

 Application Fee $200
 Monthly Fee $5
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

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