Low Rate Secured Personal Loan

A low-cost personal loan option that allows you to keep your term deposit invested, while still buying what you want. 

Features

  • Low rate of interest on your loan while still earning interest on your term deposit
  • The loan is secured against a Heritage term deposit. For example, a $10,000 term deposit with Heritage can be used as security for a low interest rate $10,000 personal loan
  • Monthly fee applies
  • Choose a term from one to ten years
  • Minimum loan amount $5,000
  • Maximum loan amount $100,000
  • Ability to redraw additional repayments online
  • Repay weekly, fortnightly or monthly
 

Bank Of The Year for Customer Satisfaction

Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.

How far do Aussies go to save a dollar?
Rates

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Interest Rate Comparison Rate
Low Rate Secured Loan

Low Rate Secured Loan

Interest Rate
5.19%
Comparison Rate
7.66%
Rates Effective From 06/03/2019
Personal Loan Calculator

Our personal loan calculator helps you estimate your personal loan repayments, whether it be for a holiday, wedding, debt consolidation or renovations.

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Income and Life Insurance
Be ready for whatever happens in life by taking simple steps to cover you and your family. 
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Fees

 Application Fee $200
 Monthly Fee $5
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

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