Fixed Rate Home Loans

Our Standard Fixed Rate Home Loan allows you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your mortgage repayments will be.

Features

What makes our home loans better?


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Flexible repayment options

Unlimited additional repayments and online redraw available

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Package your loan

Package your eligible Standard Fixed or Standard Variable home loan with a credit card in our Home Advantage Package to save

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People first service

People first service and commitment to our customer-owned values



Our fixed loans - what's the difference?

$2,000 cashback on eligible home loans


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Apply

Apply for an eligible home loan of $500,000 or more between 20 July and 30 September and settle by 31 December 2022.

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Switch your salary

Open a Heritage transaction account and switch your salary. Your employer will need to deposit at least two pays within 60 days of your loan settling.

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Get $2,000 cashback

If you've qualified, we'll deposit $2,000 cashback to your Heritage transaction account. Learn more about this cashback offer.


Research tools
Home Loan repayment calculator
Borrowing power calculator
Home Loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)
Get a personalised Key Fact Sheet

Our specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, please tap here for live assistance.