SME Equipment Loan

Our affordable and flexible SME Equipment Loan can help you replace, upgrade or purchase additional plant and equipment for your business.

• Purchase transport & logistics, construction or agricultural equipment^~
• Loans from $20,000 to $500,000^{^}
• $0 deposit (i.e. 100% finance allowed)
• Loan terms of up to 5 years
• Principal and interest repayments over the term of the loan
• Flexible repayment arrangements. Match your loan repayments to suit your cash flows with one of our optional balloon repayment structures

To be eligible for any SME Support Loan under the SME Guarantee Scheme you must:

• Have an Australian Business Number (ABN);
• Have an annual business turnover of up to $50 million;
• Be making a new loan application (not an extension of an existing loan); and
• Be applying for the loan for business purposes. SME Support Loans cannot be used to purchase residential property or a financial product; or for the provision of loans to an 'associated entity'.

To apply for or enquire about our SME Support Loans: 

• Call us on 1300 301 809;
• Enquire online; or
• Contact your existing Business Banking Manager directly.

For more details on the Scheme visit the Department of Treasury website.