Call us
Email us
Live chat
Find a branch

Banking
Accounts

All Accounts

Ways to bank with us

Interest rates

Calculators

All Business Accounts

Open an account

Budget Planner

Savings Calculator
Credit Cards

All Credit Cards

Find the card that fits you

Compare all cards

Business Visa

Credit Card enquiry
More

Term Deposits

Insurance

Business Banking

International & Travel Banking

Investment Banking

Enquire
$0 Account keeping fees with our Simply Access account
Loans
Home Loans

All Home Loans

Find the loan that fits you

Interest rates

Calculators & tools

Compare all Home Loans

Home Loan enquiry

Buy your first home

Buying your next home

Refinance to Heritage

Property investment

Home Loan calculator

Borrowing power calculator

Refinance calculator

Key fact sheets

🏠 All Calculators
Personal Loans

All Personal Loans

Car Loan

Calculators

Compare all Personal Loans

Personal Loan enquiry

Personal Loan calculator

Car Loan calculator
Business Loans

All Business Loans

Business Car Loan

Interest rates

Business Loan enquiry
Business
Get Started

I want to start a business

Business Tips & Articles

Business enquiry
Banking

All Business Banking

Business Accounts

Business Payment Tools

Business Credit Card

Business Loans

Business Loan Interest Rates

Business Insurance
Support

Activate a card

Hardship Assistance

Internet Banking Assistance

Contact Us 24/7
SME Guarantee Loan
Calculators
Saving & Planning Calculators

All Calculators

Budget Planner

Savings Calculator

Income tax calculator

Term deposit calculator
Home Loan Calculators

Home Loan calculator

Borrowing power calculator

Refinance calculator

Extra repayment calculator

Loan comparison calculator

More calculators
Personal Loan Calculators

Personal Loan calculator

Car Loan calculator
Estimate the cost of owning your home
Help & Guidance
I want to...

Buy a car

Travel more

Plan for my wedding

Buy my first home

Buy a home

Grow my family

Start a business

Invest in property

Plan for retirement

Switch to Heritage
Articles

All Help & Guidance

Saving & Budgeting

Buying your first home

Buying a Home

Buying a Car

Travelling

Home Renovation

Retirement

Investing

Kids and Teens

Business

Security and Scam
Supporting You

Accessing your account

Activate a card

Hardship Assistance

Forms & Brochures

FAQs

Internet Banking Help

Deceased Estates

Forms

Brochures
About
About Heritage

About us

Our locations

News

Customer owned banking

Careers

Financial Information

Contact Us

Prudential Information

Financial Reports
Community

Sponsorship

Photographic Awards

Community Branches

Community Support

Our commitment to you

Refer a friend
Heritage Bank Charitable Foundation - Grant Applications Open Now

Internet Banking
Internet Banking
Download the app
Online Share Trading
Business Netbanking

Back

Home

Show Alerts
Banking
Loans
Business
Calculators
Help & Guidance
About

Banking
Accounts
Credit Cards
More

$0 Account keeping fees with our Simply Access account

Loans
Home Loans
Personal Loans
Business Loans

Business
Get Started
Banking
Support

SME Guarantee Loan

Calculators
Saving & Planning Calculators
Home Loan Calculators
Personal Loan Calculators

Estimate the cost of owning your home

Help & Guidance
I want to...
Articles
Supporting You

About
About Heritage
Community

Heritage Bank Charitable Foundation - Grant Applications Open Now

Accounts
All Accounts
Ways to bank with us
Interest rates
Calculators
All Business Accounts
Open an account

Credit Cards
All Credit Cards
Find the card that fits you
Compare all cards
Business Visa
Credit Card enquiry

More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Investment Banking
Enquire

Home Loans
All Home Loans
Find the loan that fits you
Interest rates
Calculators & tools
Compare all Home Loans
Home Loan enquiry

Personal Loans
All Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry

Business Loans
All Business Loans
Business Car Loan
Interest rates
Business Loan enquiry

Get Started
I want to start a business
Business Tips & Articles
Business enquiry

Banking
All Business Banking
Business Accounts
Business Payment Tools
Business Credit Card
Business Loans
Business Loan Interest Rates
Business Insurance

Support
Activate a card
Hardship Assistance
Internet Banking Assistance
Contact Us 24/7

Saving & Planning Calculators
All Calculators
Budget Planner
Savings Calculator
Income tax calculator
Term deposit calculator

Home Loan Calculators
Home Loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Loan comparison calculator
More calculators

Personal Loan Calculators
Personal Loan calculator
Car Loan calculator

I want to...
Buy a car
Travel more
Plan for my wedding
Buy my first home
Buy a home
Grow my family
Start a business
Invest in property
Plan for retirement
Switch to Heritage

Articles
All Help & Guidance
Saving & Budgeting
Buying your first home
Buying a Home
Buying a Car
Travelling
Home Renovation
Retirement
Investing
Kids and Teens
Business
Security and Scam

Supporting You
Accessing your account
Activate a card
Hardship Assistance
Forms & Brochures
FAQs
Internet Banking Help
Deceased Estates

About Heritage
About us
Our locations
News
Customer owned banking
Careers
Financial Information
Contact Us

Community
Sponsorship
Photographic Awards
Community Branches
Community Support
Our commitment to you
Refer a friend

Calculators
Budget Planner
Savings Calculator

Find the loan that fits you
Buy your first home
Buying your next home
Refinance to Heritage
Property investment

Calculators & tools
Home Loan calculator
Borrowing power calculator
Refinance calculator
Key fact sheets
🏠 All Calculators

Calculators
Personal Loan calculator
Car Loan calculator

Forms & Brochures
Forms
Brochures

Financial Information
Prudential Information
Financial Reports

Call us

Chat

Email us

Locations

Frequently Asked Questions

Help & Guidance
FAQs
Apple Pay Security
Will merchants receive my physical card number?

Will merchants receive my physical card number?

No. Your physical card number will not be shown to the merchant when making transactions.

More help

General FAQs
Mobile Banking FAQs
Internet Banking FAQs
Apple Pay FAQ's
Samsung Pay FAQ's
Google Pay FAQ's
Online Security FAQs

Help & Guidance

Top

Things you should know

* Apple Pay works with iPhone SE and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see: https://support.apple.com/en-au/HT208531

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Heritage Bank Limited ©
ABN 32 087 652 024
AFSL and Australian Credit Licence 240984

1.8.2

About Heritage

Assistance

Help & Guidance

Security & Fraud Protection

Site Disclaimer

Terms & Conditions

Accessibility

Talk to us

Call 13 14 22

Find a branch or ATM

Email us

Talk to us

Call 13 14 22

Call 13 14 22 Find a branch or ATM Email us

Things you should know

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

1.8.2

About Heritage

Assistance

Help & Guidance

Security & Fraud Protection

Site Disclaimer

Terms & Conditions

Accessibility

TOP