Secure Super Account

The Secure Super Account is a retirement savings account issued by Heritage Bank. If entrusting your life savings to the ups and downs of a traditional super fund scares you a little, switch to the guaranteed security of a Heritage Secure Super account - a special bank account just for super.

With all the tax advantages of a superannuation fund, and the capital-guaranteed security of a term deposit, it’s an extremely safe way to ensure your retirement savings are protected against fluctuations in global financial markets. You’ll also ensure your money earns a healthy return.

With a return permanently set at 0.5% above the RBA cash rate, your money will never again be exposed to the fluctuations of global financial markets. There are no management or account keeping fees and it’s capital guaranteed, so you'll enjoy total peace of mind.

  Options for Applying

If you are an existing Heritage Bank customer

You can apply for the Secure Super Account through online banking. Once you’ve logged in to online banking, look for the application links.

If you are an existing Heritage customer and you’re not registered for online banking, contact us to set up your Secure Super Account.

If you are not an existing Heritage Bank customer

Don’t worry, you can easily become one. Use our online application form to open an account, or contact us to chat to a friendly Heritage Bank superannuation specialist about opening a Secure Super Account today.

  Printable forms

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.