Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 17 February 2026. Learn more here.
Frequently Asked Questions
How do I calculate what this interest rate change means for me?
When an interest rate changes on your Heritage Bank loan, your new repayment will be calculated and can be viewed in your account details online. If you'd like to calculate what an interest rate change means for your finances now, we have two online calculators that can help you.
- Estimate the impact on your savings account with our Savings Calculator
- Estimate the impact on your home loan with our Home Loan Repayment Calculator
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Our local Australian contact centre is waiting for you. Call 13 14 22 or if overseas, call +617 4694 9000.