Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 13 October 2026. Find out more.
We're running scheduled maintenance from 10.00pm Wednesday 14 October to 5.00am Thursday 15 October (AEST). Our Mobile Banking App, Internet Banking and Phone Banking will be unavailable during this time. Learn more.
Frequently Asked Questions
Who owns Heritage Bank Australia?
Heritage Bank is an Australian customer-owned bank. This means we're owned by our customers, not shareholders. Instead of pursuing massive profits, our customer-owned status means we can focus on putting people first through award-winning service, great products, low fees and competitive interest rates.
In March 2023, Heritage Bank entered a new phase in our history, by merging with People’s Choice Credit Union to create Australia’s leading member-owned banking organisation. While we have now come together as a single organisation, we will continue to operate under the Heritage Bank and People’s Choice brands for an interim period while we continue our integration process. After that, we will adopt a single new brand.
