We're proud to be Australia's largest customer-owned bank. Meet the leaders who help make Heritage what it is today.
Mr Kerry J. Betros AM BBus, HonDUniv USQ, FCPA, MAICD
Dr Dennis P. Campbell PhD, MBA, FCHSE, CHE, FAIM, GAICD
Deputy Chairman
Dr Campbell was previously a Chief Executive Officer in both the public and private health sectors. He held the position of CEO at St Vincent’s Hospital, Toowoomba for ten years. He also served as a Corporate Director with Legal Aid, Queensland for ten years. He serves as a member of numerous Boards and Advisory Committees, representing both public and private health sectors and has legal and health qualifications. Dr Campbell joined the Heritage Bank Board in 2000 and became Chairman of the Finance Committee on 19 July 2012 and is a member of the Remuneration and Nominations Committee. He also serves as a trustee of the Queensland Museum Foundation, is Chairperson of the Friends Executive Committee of the Cobb & Co Museum, Toowoomba and is Deputy Chairman of the Darling Downs Hospital and Health Board. In 2007, he was awarded an Australia Day Medallion for his services to the Australian College of Health Service Executives. In 2008, he was awarded the Gold Medal for Leadership and Achievement in Health Services Management recognising his contribution and professional achievements in shaping health care policy at the institutional, state and national levels. Dr Campbell was appointed Deputy Chairman of Heritage on 21 June 2012.
Mr Brendan P. Baulch BCom, LLB, CA, MAICD
Mr Baulch is a Chartered Accountant based in Toowoomba. He began his career with PriceWaterhouse in their corporate tax division in Melbourne, after which he spent a total of eight years in London, gaining international accounting experience in a range of business sectors including telecommunications (Cable & Wireless plc), investment banking (Société Générale) and insurance (Lloyd’s of London). He is currently the principal of Baulch & Associates, a Toowoomba-based accounting practice providing taxation, audit and management accounting services. Mr Baulch is a registered tax agent and a registered company auditor. He was appointed a Director in 2007, has been a member of the Audit Committee and was appointed Chairman of the Audit Committee on 1 July 2011. He is also a member of the Risk and Compliance Committee.
Mr David W. Thorpe BEc (Hons), FCPA, GAICD
Mr Thorpe was Chief Executive Officer of the Queensland Association of Permanent Building Societies for more than 20 years and Associate Director of the Australian Finance Conference. He also worked in executive positions in private and public companies as well as the Commonwealth and Queensland Governments. Mr Thorpe was appointed to the Heritage Bank Board on 18 April 2012 and is a member of the Risk and Compliance Committee (Chairman from July 2014).
Mr Peter Clare B.Com, MBA, FCPA, MAICD
Mr Peter Clare joined the Heritage Board in April 2020. Mr Clare boasts an exceptional banking resume and wide industry experience. He began his career as an Insolvency Practitioner with firms BO Smith and Son, Howarth and Howarth, and Ferrier Hodgson. After moving into banking, Mr Clare held senior roles at Commonwealth Bank, and served on the senior executive leadership teams at both St George and Westpac. That included a two-and-a-half period up to 2014 as the CEO of Westpac New Zealand. In recent years, he has served on a variety of boards in the technology and finance industries in Australia. Mr Clare holds a Bachelor of Commerce from the University of New South Wales and an MBA from Macquarie University.
Mr Stephen Davis AAPI, MAICD
Mr Davis is a registered valuer and previously a licensed auctioneer and real estate agent. He is also the Managing Director of Australian Strata Title Services Pty Ltd trading as Toowoomba Body Corporate Management. Mr Davis has been involved in community organisations and is currently the Deputy Chairman and Treasurer of the Toowoomba Hospice Association. Mr Davis was appointed to the Heritage Bank Board on 1 July 2011 and is a member of the Audit and Technology Committees. Mr Davis was appointed as an inaugural director of Heritage Bank Charitable Foundation from 2018.
Ms Wendy Machin B.A. (Communication), M.Com, GAICD
Ms Machin was appointed to the Heritage Bank Board in March 2019. She is a member of the Risk and Compliance and Remuneration and Nominations Committees. She has extensive experience in the financial services sector, the member-owned sector and in the political and regulatory realm. Ms Machin spent four years as Chair of the Customer Owned Banking Association (COBA), the peak body for customer-owned financial institutions in this country. She is currently Chair of Reflections Holiday Parks and the NSW Government Road Reclassification and Transfer Review. She is a Director of Golf Australia and Vice Chairman of the NSW Nationals. She has previously been the President and Chair of the NRMA; a Director of Destination NSW, Chair of ANCAP, Director of the NSW Forestry Corporation, a Director of the Australian Automobile Association and the National Occupation Licensing Authority; as well as spending 11 years as a Member of the NSW Legislative Assembly, including a period as Minister for Consumer Affairs. She owns and operates a cattle property on the mid north coast of NSW.
Mr Peter Lock has more than 30 years' experience in the financial services industry spanning insurance, institutional banking, business development, business banking and corporate banking. He has held senior management roles at the Bank of Melbourne, St George Bank, and the Commonwealth Bank, following a career with the National Australia Bank. He has also run his own corporate advisory firm. Mr Lock is a Senior Fellow of the Financial Services Institute of Australasia, and a Graduate Member of the Australian Institute of Company Directors. He has a keen interest in leadership and community, and has been part of numerous capacity-building committees in a mentoring capacity. Mr Lock holds a Bachelor of Business and Master of Business Administration from the University of South Australia, and a Graduate Diploma in Applied Finance from the Finance and Securities Institute of Australia.
Mr Dan Dredge joined Heritage in 2018 as Head of Corporate Development before moving into the role of Acting Chief Operating Officer in August 2019, and officially appointed in April 2020. He has over 18 years’ experience in the finance industry across banking and insurance. Before joining Heritage, Mr Dredge worked at Suncorp and Westpac in a wide range of senior roles covering strategy, financial markets, product management and sales leadership. Mr Dredge holds a Bachelor of Commerce, Bachelor of Economics and an MBA from University of Queensland.
Ms Amanda Temperly joined Heritage in 2016 and was appointed as General Manager, Marketing in 2019. She has more than 30 years’ experience in implementing high performing brand and marketing strategies across the financial services, health, entertainment, superannuation and professional service industry sectors in Australia, Asia and the UK. Her current responsibilities include strategic management of the Bank’s brand, customer insights, digital sales, corporate communications, sponsorship, website and all marketing campaign initiatives. Amanda holds postgraduate degrees in Communications and Business Administration.
BCom, LLB, MBA
Mr Benn Wogan joined Heritage on a permanent basis in March 2018, prior to which he performed the Heritage General Counsel role on a secondment basis since September 2017. He previously held Legal Director and Senior Legal Counsel roles with PwC. He holds law and commerce degrees from the University of Canterbury (Christchurch, NZ) and a Masters of Business Administration from Macquarie Graduate School of Management.